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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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118 SE 40th St , Oak Island, NC 28465
$975,000
Est. Payment: $5,024.38/mo
3 Bed
2 Bath
1721 Sqft
Status: pending | Days on site: 5
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Sunlight dances across Davis Canal as this better than new beach home with an ELEVATOR in PRIME ISLAND LOCATION rises just steps from SE 40th Street's sand and surf, inviting you into a serene coastal retreat where every day feels like a luxury getaway. This custom plan was built in 2022, this home feels substantial and refined, wrapped in durable fiber cement siding with crisp vinyl railings and low maintenance decking that still look and feel like new thanks to gentle use and attentive care. The expansive ground level garage sets the stage for an elevated coastal lifestyle, with abundant room for a boat, multiple vehicles, golf cart, beach gear, and a dedicated workshop space so every aspect of island living has its place. From the garage, the elevator whisks you to the main living level where an open, light filled floor plan unfolds and windows frame tranquil canal views. The living and dining areas flow together with the kitchen at the center, creating a relaxed yet sophisticated space that keeps everyone connected, whether you are hosting friends for a weekend at the beach or savoring a quiet evening at home. Doors open onto generous covered porches stretching across the front and rear of the home, becoming true outdoor rooms where you can dine, lounge, and breathe in the salt air while listening to the distant rhythm of the waves. Thoughtfully separated bedrooms provide peaceful retreats for family and guests, with a primary suite that feels like a private sanctuary and guest rooms that are equally inviting after long days on the sand. Gently lived in and never rented, this furnished home is ready for you to step straight into the Oak Island lifestyle. Whether as a refined primary residence, a cherished second home, or a high end rental with strong income potential, this canal view retreat at 118 SE 40th Street blends luxury finishes, thoughtful design, and rare short stroll to the beach convenience.

Highlights

Listed by Lindsey M Jenkins , 910-368-9626 Century 21 Collective , 910-233-7647. Hive MLS mls logo

Property Type

Residential

Lot/Acreage
0.15

Year Built

2022

County

Brunswick

Neighborhood

Long Beach

School District

Brunswick County Schools

Listing ID

100586514

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Air Cond:Central Air
Fireplaces:
Floor:LVT/LVP,Tile
Other:High Ceilings,Solid Surface,Kitchen Island,Elevator,Ceiling Fan(s),Furnished
Other:Public

Exterior Features

Lot:Ocean Side,Fencing: None
Lot Dimensions:61 x 110 x 60 x 111
Garage Capacity:2
Zoning:Ok-R-6
Roof:Architectural Shingle
Others:Outdoor Shower
Parking Features:Workshop in Garage,Garage Faces Front,Additional Parking,Concrete,Off Street,On Site,Paved,Enclosed,Garage,Storage,Has Garage
Principal Interest
$5,024
Taxes
$622

Home Price

$975,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$195,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,024.38

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,024.38 $621.56 $0.00 $5,645.94
Yearly $60,292.51 $7,458.75 $0.00 $67,751.26
Total $1,808,775.26 $223,762.50 $0.00 $2,032,537.76

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Oak Island, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Hive MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-02T01:59:34.000Z

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