Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

103 SE 74th St, Oak Island, NC 28465

House Description

''You N Sea'' - Coastal Elegance in East Beach Welcome to ''You N Sea'', a beautifully furnished 4-bedroom, 3.5-bath beach cottage in Oak Island's sought-after East Beach community. Ideally located on SE 74th Street, this home offers direct beach access via the 74th street access or by private community path complete with scenic gazebo and wooden walkway for stunning coastal views. Designed with an inverted floor plan, the home features two master suites, a full laundry room with soaking sink, and multiple covered porches on the front and back--perfect for enjoying ocean breezes. Store your golf cart or beach gear under the home, rinse off in the outdoor shower, and unwind by the fireplace on cooler nights. 3 stop elevator shaft in place A new tankless water heater ensures endless hot water for added convenience. Whether you're seeking a primary home, vacation retreat, or investment property, ''You N Sea'' delivers the perfect blend of coastal charm and modern comfort. Don't miss your chance to own a piece of paradise in East Beach!

Highlights

Listed by Christine I Luciano , 704-363-7866 Margaret Rudd Assoc/O.I. , 910-278-5213. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.16

HOA Fee

535 Annually

Year Built

2007

County

Brunswick

Neighborhood

East Beach

School District

Brunswick County Schools

Listing ID

100487597

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Electric Oven, Electric Cooktop, Built-In Microwave, Washer, Refrigerator, Dryer, Dishwasher, Tankless Water Heater

Air Cond:Central Air

Fireplaces:

Floor:Wood

Other:High Ceilings,Furnished

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$5,024

Taxes

$622

HOA

$535

Home Price

$975,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$195,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$5,024.38

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$5,024.38	$621.56	$535.00	$6,180.94
Yearly	$60,292.51	$7,458.75	$6,420.00	$74,171.26
Total	$1,808,775.26	$223,762.50	$192,600.00	$2,225,137.76