Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

2416 Island Dr, North Topsail Beach, NC 28460

House Description

Exceptional location for this well maintained home as you have ocean views from the rear deck and front deck views over the march/sound area to ICWW which means you are within the 1 block walking distance to the Reeves public beach access and only a bike ride back to shopping/restaurants in Surf City. Floorplan features 3 bedrooms and 2 baths on 1st level and upstairs plan features an open concept with spacious family room and kitchen with eat in island seating for 4, and 4th bedroom and full bath. Enjoy wonderful sunrises from rear deck and sunsets from front deck . Upgrades include replacement of service panel box, 2 heat pumps with NEST thermostats, LVP flooring through out interior, Stainless steel appliances, high wainscoting and larger solid wood trim, built in cabinets, shelves and electric fireplace in family room, and rear deck boards. Fully furnished with premium furnishings, bedding, housewares, and decor to convey you can begin to use asap. Exterior upgrades include solar lighting, Landscaping in front, storage building underneath, and outside shower with hot and cold water. Parking is always a premium value and this home allows for 6 vehicles under neath and 9 on gravel. Never rented, it has great potential to start earning profit from 2026 rentals as its completely ready to begin. AND you don't have to cross over Island Drive to get to the beach!

Highlights

Listed by Jackie L James , 910-470-1478 Coastal Carolina Real Estate , 910-329-1133. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.1

Year Built

2002

County

Onslow

Neighborhood

Winterhaven

School District

Onslow

Listing ID

100571264

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Built-In Microwave, Washer, Refrigerator, Ice Maker, Dryer, Dishwasher, Electric Range

Air Cond:Central Air,Zoned,Ceiling Fan(s),Heat Pump

Fireplaces:

Floor:LVT/LVP,Tile

Other:Master Downstairs,Walk-in Closet(s),Vaulted Ceiling(s),High Ceilings,Bookcases,Kitchen Island,Ceiling Fan(s),Furnished,Pantry,Reverse Floor Plan,Blinds/Shades,Built-in Features,Eat-in Kitchen,Smart Thermostat,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$4,380

Taxes

$542

Home Price

$850,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$170,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$4,380.22

Principal

Taxes