Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

874 Villas Dr, North Topsail Beach, NC 28460

House Description

Welcome to this beautifully maintained oceanfront duplex in the highly sought-after Villas By The Sea community of North Topsail Beach. Offered fully furnished and move-in ready, this 5-bedroom, 4-bath home spans three thoughtfully designed levels and works equally well as a primary residence, second home, or turnkey investment. What truly sets this property apart is its exceptional end-unit positioning, offering some of the most expansive and unobstructed views in the entire community. Northeast-facing oceanfront vistas stretch toward Seaview Pier, providing rare wraparound coastal views from both the front and side of the home. The main living level features an elevator, open-concept living, dining, and kitchen areas filled with natural light and ocean views, plus a bedroom and full bath ideal for guests or single-level living. The interior has been freshly painted, and the main level showcases brand-new LVP flooring. Upstairs, additional bedrooms offer comfortable accommodations, with several providing direct access to oceanfront decks. The entire top floor is dedicated to the private primary suite, complete with an en-suite bath and its own oceanfront balcony--perfect for sunrise views and sea breezes. Outdoor living shines with three levels of wide oceanfront decks, a private hot tub overlooking the Atlantic, and an outdoor shower. Just steps away, enjoy the oceanfront community pool. The Villas By The Sea HOA offers exceptional value with its community POOL and HOA covering flood insurance, roof, siding, decks, landscaping, power washing, pool maintenance, and trash removal, allowing for truly low-maintenance ownership. With strong rental appeal-- 127K booked so far for 2026-and close proximity to oceanfront dining, shopping, breweries, parks, and local attractions, this is a rare opportunity to own an oceanfront home with unmatched views, proven demand, and effortless coastal living. For Information about our preferred lender and the incentives you may qualify for, please ask your agent to review the agent comments for additional details.

Highlights

Listed by Maggie D Moyer , 540-538-5727 Coldwell Banker Sea Coast Advantage Rlty , 910-328-5626. Hive MLS mls logo

Property Type

Condo/Townhome

HOA Fee

17664 Annually

Year Built

2004

County

Onslow

Neighborhood

Villas by the Sea

School District

Onslow

Listing ID

100544779

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:5
▪ Bathrooms:4
▪ Full Bathrooms:4

Appliances:Electric Oven, Electric Cooktop, Built-In Microwave, Built-In Electric Oven, Washer, Refrigerator, Dryer, Dishwasher

Air Cond:Central Air

Fireplaces:

Floor:LVT/LVP,Tile

Other:High Ceilings,Solid Surface,Elevator,Ceiling Fan(s),Furnished,Hot Tub,Walk-in Shower,Blinds/Shades

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$5,540

Taxes

$685

HOA

$17,664

Home Price

$1,075,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$215,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$5,539.70

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$5,539.70	$685.31	$17,664.00	$23,889.01
Yearly	$66,476.36	$8,223.75	$211,968.00	$286,668.11
Total	$1,994,290.67	$246,712.50	$6,359,040.00	$8,600,043.17