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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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109 Old Village Ln , North Topsail Beach, NC 28460
$1,425,000
Est. Payment: $7,343.32/mo
8 Bed
5 Bath
2938 Sqft
Status: active | Days on site: 113
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

**Breathtaking marshfront living with panoramic sound views, peek-a-boo ocean vistas, premier community amenities, and up to $20,000 toward a rate buydown or buyer closing costs with an acceptable offer!** Experience coastal luxury in this exceptional new construction marshfront home in the sought-after Village of Stump Sound. Offering 8 bedrooms, 5 baths, 2,938 square feet, and dual spacious primary suites, this thoughtfully designed home is ideal as a luxury vacation rental, second home, or full-time residence. Built specifically for the coastal environment, this home showcases premium construction rarely found today, including ZIP System® watertight sheathing, spray foam insulation, HardiePlank® siding, a Viewrail stainless steel railing system, and all stainless steel exterior fasteners. Together, these features provide exceptional durability, energy efficiency, corrosion resistance, and low-maintenance ownership for years to come. Nestled among mature live oaks on the peaceful backside of North Topsail Beach, this home offers tranquil marshfront living with panoramic sound views. Rich mahogany accents highlight the inviting low country-style front porch, creating a warm architectural welcome that complements the home's exceptional craftsmanship. Built on higher ground outside the AE flood zone, the current annual flood insurance policy is under $2,000. Enjoy over 900 square feet of covered decking designed to maximize panoramic marsh and sound views with peek-a-boo ocean vistas. The premium stainless steel railing system preserves the scenery while creating the perfect setting for morning coffee, sunset cocktails, or simply relaxing after a day on the water. Inside, the open-concept floor plan features towering custom cabinetry with decorative trim, under-cabinet lighting, gold fixtures, luxury vinyl plank flooring, and an expansive kitchen with eight feet of bar seating overlooking the water. Walls of windows fill the home with natural light while framing the surrounding marsh and sound. Dual primary suites provide exceptional flexibility for owners and guests, while the spa-inspired primary bath features an integrated wet room with a fully tiled walk-in shower and enclosed soaking tub. Additional highlights include a 3-stop elevator, private outdoor shower, generous ground-level storage for beach gear, kayaks and boating equipment, Low-E impact windows, programmable thermostats, and energy-efficient appliances. Village of Stump Sound offers an oceanfront pool, clubhouse with private beach walkover, tennis and pickleball courts, a community kayak launch, day dock, and planned dredging to further enhance water access. Residents also enjoy direct access to **one of the widest sections of beach on North Topsail Island**, providing plenty of room to spread out and enjoy the shoreline even during peak summer season. Currently in its first rental season and professionally maintained by the original builder/owner, this property offers excellent investment potential with fully booked summer and weekly rental income approaching $10,000. Existing rental reservations are to be honored by the seller before closing. Rental history is available upon request; buyers should independently verify rental projections. The builder is offering **up to $20,000 toward a rate buydown or buyer closing costs** with an acceptable offer, creating significant savings and improved affordability. Whether you're searching for a luxury primary residence, second home, or high-performing investment property, this home combines exceptional craftsmanship, premium coastal construction, breathtaking water views, outstanding community amenities, and excellent income potential in one of North Topsail Beach's premier waterfront communities. Listing agent is a member of the selling LLC. Home may convey furnished if elected by buyer.

Highlights

Listed by Andrea W Hartley , 910-297-2157 Wit Realty LLC , 910-616-4377. Hive MLS mls logo

Property Type

Residential

Lot/Acreage
0.24

HOA Fee

1200 Annually

Year Built

2025

County

Onslow

Neighborhood

The Village of Stump Sound

School District

Onslow

Listing ID

100565526

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:8
  • Bathrooms:5
  • Full Bathrooms:5
Appliances:Built-In Microwave, Refrigerator, Range, Dishwasher, ENERGY STAR Qualified Appliances
Air Cond:Central Air
Fireplaces:
Floor:LVT/LVP,Tile
Other:Master Downstairs,Walk-in Closet(s),Entrance Foyer,Kitchen Island,Elevator,Ceiling Fan(s),Reverse Floor Plan,Walk-in Shower,Walk-In Closet(s)
Other:Public

Exterior Features

Lot:Cul-De-Sac,Dead End,Wetlands,Boat Dock,Boat Ramp,Deeded Beach Access,Deeded Water Access,Deeded Water Rights,Salt Marsh,Sound Side,Water Access Comm,Fencing: None
Lot Dimensions:75ftx140ft
Garage Capacity:0
Zoning:R-5
Roof:Shingle
Others:Outdoor Shower,Irrigation System,DP50 Windows
Parking Features:Garage Faces Front,Gravel,Off Street
Principal Interest
$7,343
Taxes
$908
HOA
$1,200

Home Price

$1,425,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$285,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,343.32

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $7,343.32 $908.44 $1,200.00 $9,451.76
Yearly $88,119.82 $10,901.25 $14,400.00 $113,421.07
Total $2,643,594.61 $327,037.50 $432,000.00 $3,402,632.11

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (North Topsail Beach, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Hive MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-02T01:59:34.000Z

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