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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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4110 Island Dr Unit 203 , North Topsail Beach, NC 28460
$459,000
Est. Payment: $2,365.32/mo
2 Bed
2 Bath
1323 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Experience refined oceanfront living in this beautifully updated second-floor residence at the highly sought-after St. Moritz on the award-winning shores of Topsail Island. Offering two spacious bedrooms and two beautifully renovated bathrooms, this exceptional condo combines timeless coastal charm with modern upgrades in one of the island's most exclusive communities. Accessible by a private keyed elevator reserved exclusively for owners and long-term renters, this thoughtfully designed home welcomes you with an open-concept floor plan enhanced by shiplap accents throughout, creating a bright, inviting coastal atmosphere. The spacious living room is anchored by a stylish electric fireplace and opens through expansive wall-to-wall glass sliders to a generous 21-foot covered oceanfront balcony, where breathtaking Atlantic views provide the perfect backdrop for morning coffee, afternoon relaxation, or evening gatherings. The beautifully appointed kitchen is designed for both everyday living and entertaining, featuring coastal white cabinetry, granite countertops, stainless steel appliances, a tile backsplash, elegant pendant lighting, and a large eat-in breakfast bar that seamlessly connects to the dining and living spaces. Wake up to tranquil Intracoastal Waterway views from the spacious primary suite, complete with floor-to-ceiling windows, a walk-in closet, and a luxurious en-suite bath showcasing custom cabinetry and an oversized floor-to-ceiling tiled walk-in shower. The generous guest bedroom also offers water views and is complemented by an updated guest bathroom featuring custom cabinetry, a beautifully tiled shower, and charming coastal corbels. Additional updates include a tankless electric water heater and new HVAC for added efficiency and convenience. Residents of St. Moritz enjoy exclusive access to the renowned Gold Key Room on the top floor, featuring panoramic ocean views, a fitness center, sauna, pool table, and a full kitchen--an ideal space for entertaining family and friends or relaxing after a day on the beach. Whether you're searching for a full-time coastal residence or a luxurious vacation retreat, this furnished, move-in-ready oceanfront condo delivers the perfect blend of comfort, elegance, and the unparalleled Topsail Island lifestyle.

Highlights

Listed by Streamline Realty Team , 336-504-4078 and Stephanie A Modlin , 910-409-7621 REAL Broker LLC , 919-348-2585. Hive MLS mls logo

Property Type

Condo/Townhome

HOA Fee

13800 Annually

Year Built

1987

County

Onslow

Neighborhood

St Moritz

School District

Onslow

Listing ID

100592250

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Oven, Built-In Microwave, Washer, Refrigerator, Dryer, Dishwasher
Air Cond:Central Air
Fireplaces:
Floor:LVT/LVP
Other:Walk-in Closet(s),Solid Surface,Kitchen Island,Elevator,Ceiling Fan(s),Furnished,Walk-in Shower,Blinds/Shades,Walk-In Closet(s)
Other:Public

Exterior Features

Lot:Ocean Side,Water Access Comm,Fencing: None
Garage Capacity:0
Zoning:R-5
Roof:Membrane,Flat
Parking Features:Assigned,On Site,Paved
Principal Interest
$2,365
Taxes
$293
HOA
$13,800

Home Price

$459,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$91,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,365.32

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,365.32 $292.61 $13,800.00 $16,457.93
Yearly $28,383.86 $3,511.35 $165,600.00 $197,495.21
Total $851,515.74 $105,340.50 $4,968,000.00 $5,924,856.24

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (North Topsail Beach, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Hive MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-01T23:48:12.000Z

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