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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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1896 New River Inlet Unit 1412 , North Topsail Beach, NC 28460
$429,300
Est. Payment: $2,212.27/mo
2 Bed
2 Bath
1229 Sqft
Status: active | Days on site: 120
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

What is it like to own an oceanfront penthouse condo on Topsail Island, North Carolina? This is the answer. Topsail Island is a 26-mile barrier island along the southeastern North Carolina coast, named in the days of piracy when buccaneers would hide their ships behind the dunes and merchant vessels could see only the tops of their sails. That history of hiding something extraordinary behind an unassuming exterior has never felt more appropriate than it does at Unit 1412 in Shipwatch Villas, a fully renovated top-floor penthouse with skylights, volume ceilings, dual water views, and two private balconies at one of the most recognized addresses on the island. North Topsail Beach carries a town motto of Nature's Tranquil Beauty, and it earns it. Located on the northernmost 11 miles of Topsail Island, the town is known for being laid back and peaceful, with breathtaking Atlantic sunrises, spectacular Intracoastal sunsets, and maritime forests that feel genuinely untouched. North Topsail Beach consistently attracts buyers who want to maximize their coastal experience without paying the higher premiums seen in more commercialized destinations. Unit 1412 is the penthouse that earns that description in full. Skylights exclusive to this floor pour natural light into every room from above. Volume ceilings amplify that light in a way no lower unit can replicate. The primary suite faces east for Atlantic sunrise views every morning. The guest suite faces west toward the Intracoastal Waterway for sunset views every evening. Two private balconies connect you to both. A complete renovation delivers brand new luxury vinyl plank flooring, updated bathrooms with solid surface countertops, a refreshed kitchen with stainless appliances, and fresh paint throughout. Every room is ready. Nothing is waiting for you. From this address you are steps from direct private beach boardwalk access, an oceanfront community pool with sundeck, and tennis courts, and minutes from the Karen Beasley Sea Turtle Rescue Center and Seaview Fishing Pier, one of the longest piers on the North Carolina coast. Surf City waterfront dining and Wilmington's historic downtown are both within easy reach. Shipwatch Villas is now VA approved. Qualified veterans, active duty service members, and military retirees can purchase using VA financing with little to no down payment and no private mortgage insurance required. Contact a VA-approved lender for current rates and terms. Camp Lejeune, MCAS New River, MARSOC, and Stone Bay are all within comfortable reach. This unit has never been in a rental program, zero rental wear, zero deferred maintenance, and a completely clean slate for whoever comes next. Whether you are looking for a short-term vacation rental investment, a long-term rental income property, a primary coastal residence, or a lock-and-leave second home, this penthouse delivers on every front. Topsail Island short-term rental revenue has grown 17 to 26 percent year over year and comparable oceanfront units generate strong seasonal income. Never rented means you design the program, keep the first season, and build the reputation from a pristine starting point. The number of miles of Topsail Island coastline does not increase. The number of penthouse units with skylights at Shipwatch Villas does not increase. Demand from relocation buyers, military families, retirees, and investors continues to grow. That is the investment case. Top floor. Skylights. Renovated. Two elevators service the complex. Pool. VA approved. Topsail Island.

Highlights

Listed by McKenzie L Johnson , 910-554-0761 eXp Realty , Hive MLS mls logo

Property Type

Condo/Townhome

HOA Fee

10020 Annually

Year Built

1984

County

Onslow

Neighborhood

Shipwatch Villas

School District

Onslow

Listing ID

100563285

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Oven, Built-In Microwave, Washer, Refrigerator, Dryer, Dishwasher, Electric Range
Air Cond:Central Air,Ceiling Fan(s),Heat Pump
Fireplaces:
Floor:LVT/LVP,Tile
Other:Vaulted Ceiling(s),High Ceilings,Entrance Foyer,Elevator,Ceiling Fan(s),Furnished,Walk-in Shower,Blinds/Shades,Eat-in Kitchen
Other:County Water

Exterior Features

Lot:Dunes,Deeded Beach Access,Deeded Water Rights,Deeded Waterfront,Ocean Side,Fencing: None,Outside City Limits
Garage Capacity:0
Zoning:R
Roof:Shingle
Others:Outdoor Shower,Cluster Mailboxes
Parking Features:Parking Lot,Asphalt,Paved
Principal Interest
$2,212
Taxes
$274
HOA
$10,020

Home Price

$429,300

Loan Details

30 yrs
6.683%

Down Payment

20%
$85,860
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,212.27

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,212.27 $273.68 $10,020.00 $12,505.95
Yearly $26,547.26 $3,284.14 $120,240.00 $150,071.40
Total $796,417.66 $98,524.35 $3,607,200.00 $4,502,142.01

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (North Topsail Beach, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Hive MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-02T01:59:34.000Z

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