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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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3045 Island Dr , North Topsail Beach, NC 28460
$522,000
Est. Payment: $1,160.00/mo
2 Bed
1 Bath
867 Sqft
Status: Active | Days on site: 283
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House Description

Discover this cozy 2-bedroom, 1-bath beach cottage in North Topsail Beach, NC, perfectly located second row to the ocean with easy beach access. Freshly updated with brand-new exterior siding and paint completed in September 2026, plus a FORTIFIED Roof™ installed in 2024, this classic coastal cottage is ready to enjoy! The wrap-around deck provides the perfect setting for morning coffee, relaxing after a day at the beach, or entertaining friends and family. This fully furnished, turn-key vacation home offers all the comforts for a coastal retreat, family beach getaway, or investment property. After a day on the sand, rinse off in the hot-and-cold enclosed outdoor shower, fire up the charcoal grilling station for a summer barbecue, or relax on the screened-in patio while watching a summertime thunderstorm roll through. The fenced backyard provides a great space for children or pets, and the home is just 2 miles from local shopping, restaurants, and town amenities. Investors will appreciate the proven rental income of approximately $51K per year, adding to the appeal as a vacation rental or second-home opportunity. Experience the timeless charm of a classic North Topsail Beach cottage with convenient beach access, pet-friendly outdoor space, turn-key furnishings, and everything you need to start enjoying the coastal lifestyle from day one.

Highlights

Listed by Heidi Barlow , 910-477-2812 Emerald Isle Realty , 252-354-4060.

Property Type

Residential

Lot/Acreage
0.11

Year Built

1982

County

Onslow

Neighborhood

Old Settlers Beach

School District

Onslow

Listing ID

100543608

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Electric Oven, Built-In Microwave, Washer, Refrigerator, Dryer, Dishwasher
Air Cond:Central Air
Fireplaces:
Floor:LVT/LVP
Other:
  • Additional:Ceiling Fan(s), Furnished, Blinds/Shades
Water:Community Water

Exterior Features

Lot:Second Row,Fencing: Back Yard,Fencing: Wood
Lot Dimensions:Irregular
Garage Capacity:0
Zoning:R
Roof:Shingle
Others:
  • Additional:Shutters - Board/Hurricane, Outdoor Shower
Parking Features:Concrete,On Site
Principal Interest
$1,160
Taxes
$333

Home Price

$522,000

Loan Details

30 yrs
%

Down Payment

20%
$104,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,160.00

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,160.00 $332.78 $0.00 $1,492.78
Yearly $13,920.00 $3,993.30 $0.00 $17,913.30
Total $417,600.00 $119,799.00 $0.00 $537,399.00

Today's Rates

30 Year

0%

20 Year

0%

15 Year

0%

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Market insight data is pulled from the same city as the listing being viewed (North Topsail Beach, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.