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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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238 Topsail Rd , North Topsail Beach, NC 28460
$1,175,000
Est. Payment: $6,055.02/mo
4 Bed
2 Bath
1315 Sqft
Status: active | Days on site: 90
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome to ''Serenity by the Sea'' -- a rare oceanfront opportunity in the highly sought-after Old Settlers Beach section of North Topsail Beach, where charming coastal character, direct beachfront living, and proven rental performance come together beautifully. YOUR OWN PRIVATE BEACH ESSENTIALLY--rare location. Potential $110,000 gross. Perfectly positioned on nearly private oceanfront lot with private beach access, this beautifully updated 4-bedroom, 2-bath coastal retreat offers the ideal blend of personal getaway and investment property. With approximately 1,300+ heated square feet, this home maximizes every inch with a desirable reverse floor plan designed to showcase breathtaking Atlantic Ocean views from the main living spaces. The upper level features an open-concept kitchen, dining, and living area filled with natural light, vaulted ceilings, and expansive oceanfront decking where sunrise coffee and evening ocean breezes become part of daily life. Updated finishes, solid surface countertops, coastal-inspired interiors, and spacious entertaining areas create an inviting atmosphere for owners and guests alike. The home's flexible layout includes multiple ocean-view bedrooms, dual covered and open decks, outdoor gathering spaces, and direct access to one of North Topsail's widest stretches of sandy shoreline. Whether enjoying the deck swing, outdoor seating areas, or panoramic views, this property captures the true essence of beachfront living. Highlights Include: Direct oceanfront location in Old Settlers Beach 4 bedrooms / 2 baths Reverse floor plan for elevated views Expansive multi-level decking Private beach walkway Strong vacation rental potential Updated kitchen and interior finishes Turnkey furnished coastal retreat Covered parking and outdoor storage Ideal second home, investment property, or primary beachfront residence Located in one of North Topsail Beach's most desirable niches, Old Settlers Beach is known for its quieter setting, strong rental demand, and proximity to Surf City dining, shopping, and entertainment while maintaining a more private coastal feel. Comparable recent sales in this niche continue to demonstrate strong demand for well-positioned oceanfront homes, especially those offering charm, updated interiors, and rental flexibility. () Whether you're seeking a proven income-producing asset, family beach escape, or your own piece of Topsail Island paradise, 238 Topsail Road delivers the location, views, and lifestyle buyers dream about. Experience oceanfront living where every day feels like vacation.

Highlights

Listed by Jay A Seville , 910-795-8336 Ocean Views Real Estate, Inc. , 910-795-8336. Hive MLS mls logo

Property Type

Residential

Lot/Acreage
0.19

Year Built

1986

County

Onslow

Neighborhood

Old Settlers Beach

School District

Onslow

Listing ID

100569742

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Oven, Built-In Microwave, Washer, Refrigerator, Dryer, Dishwasher
Air Cond:Central Air
Fireplaces:Gas Log
Floor:Carpet,Laminate,Tile
Other:Solid Surface,Kitchen Island,Ceiling Fan(s),Furnished,Reverse Floor Plan,Blinds/Shades,Gas Log
Other:Public

Exterior Features

Lot:Dunes,Fencing: None
Lot Dimensions:100 x 83
Garage Capacity:0
Zoning:R-10
Roof:Architectural Shingle
Parking Features:On Site,Underhouse
Principal Interest
$6,055
Taxes
$749

Home Price

$1,175,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$235,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,055.02

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,055.02 $749.06 $0.00 $6,804.08
Yearly $72,660.20 $8,988.75 $0.00 $81,648.95
Total $2,179,806.08 $269,662.50 $0.00 $2,449,468.58

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (North Topsail Beach, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Hive MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-01T21:50:36.000Z

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