Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

31 Osprey Dr, North Topsail Beach, NC 28460

House Description

A coastal waterfront gem located at the point of Osprey. This idyllic community is actually situated on a separate island within the larger island of Topsail and is one of the fastest growing waterfront communities on the island.Designed by the original owners and custom built by Maebilt Construction of Surf City. 2465 SF. 3 BR's 2.5 Baths with a swimming pool Water views from every window. Enter in through the front door to 23ft high ceilings. A 20ft wall of glass awaits you with calming natural light framing the Sound and ICWW perfectly from the Great rm,DR and Kitchen. Fireplace and surround sound in the Great Rm Large 14x14 kitchen with L shaped island and rare ocean blue quartz countertops. First floor MBR with sliders leading out to your own private covered deck overlooking the Sound and ICWW. En suite bath with large shower and soothing whirlpool jetted tub and dual vanities. The front upstairs Br has a large picture window to take in the beautiful sunrises over the ocean. The rear Br has 2 private decks which open up to the ICWW and views of the best sunsets that you will see anywhere. Back downstairs you will find a newly created extended deck and access to the swimming pool/spa directly from the Great Rm. No need to walk up and down the stairs. The pool is heated with 22 massaging jets and 2 swim jets. The deck is surrounded by a stylish cable rail system which enhance your water views. Nicely landscaped with an irrigation system. Stone walkway leads to the seawall and small pier in place for jet skis and kayaks . Pier can be extended with proper CAMA permit. Expansive 3 car garage and outdoor shower. New AC. Freshly painted. Private community beach access for golf cart parking. Being sold furnished with a few exceptions. This home and location is a water lovers dream. Numerous restaurants and town park with tennis courts close by. Golf at North Shore CC is a short 5 minute drive. 5 minutes to county boat launch. 40 minute drive to Wilmington and ILM airport. For more information please contact agent at the bottom of this page

Highlights

Listed by JoAnn Kay Williams , 910-233-2611 Sea N Sound Properties LLC , 910-233-2611. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

2.07

HOA Fee

500 Annually

Year Built

2005

County

Onslow

Neighborhood

Ocean Club Village

School District

Onslow

Listing ID

100586425

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Electric Oven, Electric Cooktop, Built-In Electric Oven, Washer, Self Cleaning Oven, Refrigerator, Ice Maker, Dryer, Disposal, Dishwasher, Cooktop, Electric Range

Air Cond:Central Air,Zoned,Ceiling Fan(s),Heat Pump,Multi Units

Fireplaces:Gas Log

Floor:Bamboo,Ceramic Tile,Hardwood

Other:Walk-in Closet(s),Vaulted Ceiling(s),High Ceilings,Entrance Foyer,Whirlpool,Bookcases,Kitchen Island,Ceiling Fan(s),Hot Tub,Pantry,Walk-in Shower,Gas Log,Smart Thermostat,Surround Sound,Walk-In Closet(s)

Other:County Water

Exterior Features

Lot:Bulkhead,Deeded Water Access,Deeded Water Rights,Deeded Waterfront,Navigable Water,Pier,Sound Side,Water Access Comm,Landscaped,Sprinklers in Front,Sprinklers in Rear,Fencing: None

Lot Dimensions:90 x 220

Garage Capacity:3

Zoning:R-20

Roof:Metal

Others:Shutters - Board/Hurricane,Outdoor Shower,Irrigation System,DP50 Windows,Gas Log

Parking Features:Garage Faces Front,Circular Driveway,Garage Door Opener,Tandem,Enclosed,Garage,Underhouse,Has Garage

Payment Calculator

Payment Breakdown

Principal Interest

$7,467

Taxes

$924

HOA

$500

Home Price

$1,449,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$289,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$7,467.00

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$7,467.00	$923.74	$500.00	$8,890.73
Yearly	$89,603.94	$11,084.85	$6,000.00	$106,688.79
Total	$2,688,118.31	$332,545.50	$180,000.00	$3,200,663.81