Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

516 Ocean Dr, North Topsail Beach, NC 28460

House Description

Exceptional 4 bedroom, 3,5 bath oceanfront single family home in North Topsail Beach! This well-maintained coastal retreat offers solid rental income and the privacy that makes North Topsail Beach one of the most desirable destinations on the coast. This property provides a peaceful setting with uncrowded beaches, breathtaking ocean views, and direct access to the ocean. Designed for both personal enjoyment and investment success with rental income approaching $100,000 this year, the home features spacious living areas, multiple decks, and accommodations ideal for vacation guests. Whether you're seeking an investment opportunity, a second home, or your own private beachfront escape, this property delivers the best of coastal living with the serenity and charm of North Topsail Beach.

Highlights

Listed by Fletcher Bizz Baker , 910-358-4708 and Amye Marie Baker , 910-548-3399 Better Homes and Gardens Real Estate Treasure , 910-327-4444. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.23

Year Built

2004

County

Onslow

Neighborhood

Ocean City

School District

Onslow

Listing ID

100574906

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Electric Oven, Built-In Microwave, Washer, Refrigerator, Dryer, Dishwasher, Electric Range

Air Cond:Ceiling Fan(s),Heat Pump

Fireplaces:

Floor:LVT/LVP,Tile,Hardwood

Other:Vaulted Ceiling(s),Solid Surface,Ceiling Fan(s),Furnished,Hot Tub,Reverse Floor Plan,Walk-in Shower,Blinds/Shades

Payment Calculator

Payment Breakdown

Principal Interest

$7,209

Taxes

$892

Home Price

$1,399,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$279,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$7,209.34

Principal

Taxes