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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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109 Key West Ln , Newport, NC 28570
$810,000
Est. Payment: $4,174.10/mo
3 Bed
4 Bath
3549 Sqft
Status: active | Days on site: 186
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome to 109 Key West Lane, a beautifully crafted custom home located in the desirable Cottage Pointe subdivision of Newport, NC. This thoughtfully designed 3-bedroom, 3.5-bath residence offers exceptional quality, functionality, and coastal charm, all in a well-maintained setting that shows very little wear and tear. The exterior is equally impressive, featuring lush, professionally landscaped grounds supported by an irrigation system fed by a private well, a metal roof, and durable fiber cement siding. A large concrete driveway provides ample parking for vehicles, boats, or other toys, while a detached storage building adds even more utility. Outdoor living is abundant with a spacious back deck, three screened private porches, and a third-level sun deck, perfect for relaxing or entertaining. Inside, the home is designed for comfort and convenience across three levels, all accessible by a private elevator. The main level features a large kitchen and dining area that flows seamlessly into the great room, along with a primary suite on the main floor. Storage is plentiful throughout, with large closets and walk-in attic spaces. The first level offers a fantastic family room with a wet bar, a full bath, and an exceptionally large flex room suitable for a game room, office, or guest space. A two-car garage completes this level, providing both parking and additional storage. Located just minutes from Morehead City, Swansboro, and area beaches, this home also includes water access to Broad Creek via the community boat dock, making it ideal for boating and coastal living. This is a rare opportunity to own a high-quality, move-in-ready home in a peaceful waterfront community.

Highlights

Listed by Stacey Respess Bowen , 252-945-3198 United Country Respess Wilder , 252-943-8768. Hive MLS mls logo

Property Type

Residential

Lot/Acreage
0.44

HOA Fee

450 Annually

Year Built

2008

County

Carteret

Neighborhood

Cottage Pointe

Listing ID

100551444

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Washer, Refrigerator, Ice Maker, Dryer, Dishwasher, Tankless Water Heater, Electric Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:Gas Log
Floor:Carpet,Tile,Wood
Other:Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Kitchen Island,Elevator,Ceiling Fan(s),Wet Bar,Gas Log,Walk-In Closet(s)
Other:County Water,Well

Exterior Features

Lot:Open Lot,Water Access Comm,Fencing: None,Outside City Limits
Lot Dimensions:165' x 148' x 221' x 73'
Garage Capacity:2
Zoning:RM15
Roof:Metal
Others:Irrigation System
Parking Features:Garage Faces Front,Concrete,Garage,Has Garage
Principal Interest
$4,174
Taxes
$516
HOA
$450

Home Price

$810,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$162,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,174.10

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,174.10 $516.38 $450.00 $5,140.47
Yearly $50,089.16 $6,196.50 $5,400.00 $61,685.66
Total $1,502,674.83 $185,895.00 $162,000.00 $1,850,569.83

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Newport, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Hive MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-02T05:40:16.000Z

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