Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

116 Hardwick Ln, Newport, NC 28570

House Description

A DOUBLE LOT - SECURITY GUARD GATED WATERFRONT COMMUNITY OFFERING!!! THIS STUNNING 2024 Ty Gay Builders home has 4 Bedrooms and 3 1/2 Bath PLUS THE ADDITIONAL LOT at 114 Hardwick Brings this Property to .44 ACRES...... As you enter this home through a maginifcent Mahogany double front door you are greeted by shining hardwood floors and the elevator that services all 3 levels. The Reverse Floorplan allows you to absorb the abundace of privacy of being nestled in the treeline. It was constructed with open cell insulation on the roof deck. This gorgeous home has a vaulted ceiling in the GREAT Room with Custom Wood Beams, stunning hardwood floors and a Gas Log fireplace with a custom Wood Mantle. The Chef's Kitchen Boasts a LARGE walk in pantry plus additonal storage in the oversized custom island, a Beverage Center, a Custom Hood over the LARGE Gas Range and SOOO MUCH MORE.... There is Golden Beach Quartz and tile throughout the kitchen and task lighting. The primary bedroom has ensuite with a large walk in closet with custom shelving, a beautiful Soaking Tub and Magnificent custom tiled shower. With Hot Water on Demand System for all your water needs you will never run out of HOT WATER!!!! On the Ground level is a spacious 2nd kitchen, living, 1/2 bath and office with direct acess to the private backyard and covered patio! The home boasts AMPLE STORAGE, Finished Garage floors and more. The home is located in the resort-style subdivision of Cannonsgate nestled on a beautiful lot. Cannonsgate offers a clubhouse, community pool, tennis court , playground, fish cleaning station, kayak launch, community pier, golf cart friendly, trails, pickleball, boat launch and is gated.

Highlights

Listed by Ellen Holmes Steeves LeBlanc , 910-376-0058 eXp Realty , Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.44

HOA Fee

1714 Annually

Year Built

2024

County

Carteret

Neighborhood

Cannonsgate

Listing ID

100553575

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:5
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Mini Refrigerator, Electric Oven, Built-In Microwave, Built-In Electric Oven, See Remarks, Refrigerator, Dishwasher, Tankless Water Heater

Air Cond:Central Air,Zoned

Fireplaces:Gas Log

Floor:LVT/LVP,Carpet,Wood

Other:Walk-in Closet(s),Vaulted Ceiling(s),High Ceilings,Entrance Foyer,Kitchen Island,Elevator,2nd Kitchen,Ceiling Fan(s),Pantry,Reverse Floor Plan,Walk-in Shower,Blinds/Shades,Eat-in Kitchen,Gas Log,Walk-In Closet(s),See Remarks

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$5,408

Taxes

$669

HOA

$1,714

Home Price

$1,049,500

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$209,900

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$5,408.29

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$5,408.29	$669.06	$1,714.00	$7,791.35
Yearly	$64,899.47	$8,028.67	$20,568.00	$93,496.15
Total	$1,946,984.24	$240,860.25	$617,040.00	$2,804,884.49