Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

444 Millingport Ln, New London, NC 28127

House Description

Savor summertime on Badin Lake in your fully renovated cottage in Old North State Club's gated community. Spend time doing what you enjoy... no need for any yardwork because the landscape maintenance is included in your association dues. In an idyllic setting surrounded by greenery, this cottage style home is the perfect weekend escape or full-time residence. Ideally situated in the Millingport neighborhood and walkable to community boat slips, the day dock, putting green, and the Club's amenities, this home delivers the coveted lake lifestyle without the waterfront price tag. Step inside to discover an inviting open-concept floorplan filled with natural light, warm finishes and spacious gathering areas perfect for entertaining family and friends. Whether you're spending weekends on Badin Lake, enjoying a round of golf, or simply relaxing on the porch, every day feels like a vacation. Join the Old North State Club for championship golf, tennis and pickleball, swimming, exercise classes and fine and casual dining. It's hard to believe this Badin Lake community is an easy hour-long drive from Winston-Salem, Charlotte and just a bit further from Raleigh!

Highlights

Listed by Rob Brady , Uwharrie Point Realty , 336-461-4492. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.17

HOA Fee

1385 Quarterly

Year Built

1996

County

Montgomery

Neighborhood

Uwharrie Point

Listing ID

10170564

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Dishwasher, Dryer, Electric Water Heater, Gas Range, Microwave, Refrigerator, Washer

Air Cond:Central Air

Fireplaces:Gas Log,Great Room,Propane

Floor:Carpet,Tile,Wood

Above Ground Sq Ft:2138

Below Ground Sq Ft:0

Other:Ceiling Fan(s),Entrance Foyer,Vaulted Ceiling(s),Wet Bar

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$3,066

Taxes

$134

HOA

$1,385

Home Price

$595,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$119,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,066.16

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,066.16	$134.50	$1,385.00	$4,585.65
Yearly	$36,793.89	$1,613.97	$16,620.00	$55,027.86
Total	$1,103,816.70	$48,419.10	$498,600.00	$1,650,835.80