Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

4003 Montford Dr, New Bern, NC 28562

House Description

This home will be started in July/August with an estimated completion end of the year 2026. Come tour 1125 Aviator Lane! One of our new homes at West New Bern, located in New Bern, NC. The Cali floorplan is the epitome of single-level living. This plan offers 1,764 sq ft of living space, 4 bedrooms, 2 bathrooms, and a 2-car garage. The primary bathroom offers a water closet and 2 spacious walk-in closets. The kitchen in this home features an oversized island, stainless steel appliances and large corner walk-in pantry. From your kitchen, you have an expansive view of the rest of your living space. Another special feature about this home is the covered patio right off the dining space. Our homes are built with quality materials and workmanship throughout, and superior attention to detail - Plus a one-year builder's warranty! Your new home also includes our Smart Home technology, putting convenience and control at your fingertips. Whether adjusting the temperature or turning on the lights, managing your home has never been easier. Make the Cali your new home at West New Bern today! * Photos are not of actual home or interior features and are representative of floor plan only. *

Highlights

Listed by D.R. Horton New Bern , 252-600-3656 D.R. Horton, Inc. , 919-815-2079. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.28

HOA Fee

300 Annually

Year Built

2026

County

Craven

Neighborhood

West New Bern

Listing ID

100589097

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Electric Oven, Built-In Microwave, Range, Dishwasher, ENERGY STAR Qualified Appliances, Electric Range

Air Cond:Central Air

Fireplaces:

Floor:Carpet,Laminate,Vinyl

Other:Walk-in Closet(s),High Ceilings,Kitchen Island,Pantry,Walk-in Shower,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,843

Taxes

$228

HOA

$300

Home Price

$357,630

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$71,526

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,842.94

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,842.94	$227.99	$300.00	$2,370.93
Yearly	$22,115.29	$2,735.87	$3,600.00	$28,451.16
Total	$663,458.76	$82,076.08	$108,000.00	$853,534.85