Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

2005 Chiles Dr, New Bern, NC 28562

House Description

Built in 2022 and set on a corner lot in West New Bern, this home offers extra breathing room and a layout designed for easy living. The open main level brings everyone together, with a spacious kitchen that flows into the living room--perfect for weeknight dinners or hosting friends. The kitchen features granite countertops, a large island, and stainless-steel appliances, while the gas fireplace adds warmth and a cozy focal point to the living space. Upstairs, all bedrooms are thoughtfully placed on the second level, creating a quiet retreat away from the main living areas. A two-car garage adds everyday convenience, and the corner lot provides more outdoor space than most homes in the neighborhood. Just minutes from historic downtown New Bern, MCAS Cherry Point, and North Carolina's Crystal Coast beaches.

Highlights

Listed by The Donna and Team New Bern , 252-636-6595 and Jennifer Wheeler , 252-626-3804 Keller Williams Realty , 252-637-2010. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.12

HOA Fee

175 Annually

Year Built

2022

County

Craven

Neighborhood

West New Bern

Listing ID

100552417

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Gas Oven, Gas Cooktop, Built-In Microwave, Refrigerator, Dishwasher

Air Cond:Central Air

Fireplaces:Gas Log

Floor:Carpet,Laminate,Tile,Wood

Other:Walk-in Closet(s),Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Gas Log,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,672

Taxes

$207

HOA

$175

Home Price

$324,500

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$64,900

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,672.22

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,672.22	$206.87	$175.00	$2,054.08
Yearly	$20,066.58	$2,482.42	$2,100.00	$24,649.01
Total	$601,997.51	$74,472.75	$63,000.00	$739,470.26