Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

3714 Elizabeth Ave, New Bern, NC 28562

House Description

This well-maintained 2-bedroom, 2-bath home offers comfortable living with thoughtful features throughout. The open-concept layout seamlessly connects the living room to the kitchen, creating an inviting space ideal for both everyday living and entertaining. Step out onto the screened porch--perfect for enjoying morning coffee or relaxing evenings overlooking the backyard. The versatile loft is ideal for a home office, reading nook, creative studio, guest space, or additional lounge area. The home features no carpet, making maintenance easy and convenient. Additional highlights include an attached garage with extra storage space and a laundry room complete with washer and dryer for the new owners. Major updates have already been taken care of, including a new roof installed in 2021 and a new HVAC system in 2023, offering peace of mind for years to come. Many home furnishings are negotiable with a reasonable offer. Ideally located near grocery stores, shopping, and just a few miles from Downtown New Bern, you'll enjoy both convenience and a sense of tranquility. Don't miss this opportunity--schedule your showing today!

Highlights

Listed by Maya Montoya Vasey , 910-833-2370 Century 21 Coastal Advantage , 252-351-3030. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.11

HOA Fee

144 Annually

Year Built

2000

County

Craven

Neighborhood

Surrey Downs

Listing ID

100581924

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Electric Oven, Washer, Refrigerator, Dryer, Dishwasher

Air Cond:Central Air,Heat Pump

Fireplaces:

Floor:Laminate,Vinyl

Other:Vaulted Ceiling(s),High Ceilings,Ceiling Fan(s),Blinds/Shades

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,175

Taxes

$145

HOA

$144

Home Price

$228,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$45,600

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,174.93

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,174.93	$145.35	$144.00	$1,464.28
Yearly	$14,099.17	$1,744.20	$1,728.00	$17,571.37
Total	$422,975.14	$52,326.00	$51,840.00	$527,141.14