Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

3703 Elizabeth Ave, New Bern, NC 28562

House Description

Welcome to this charming, move-in-ready home in the desirable Surrey Downs community! Step inside to a bright and inviting family room with vaulted ceilings that seamlessly flows into the dining area, creating an open and airy living space. The beautifully remodeled kitchen (2023) features stunning walnut butcher block countertops, a farmhouse sink, upgraded appliances, tile flooring, and a spacious pantry. The private primary suite offers a large walk-in closet and an updated ensuite bathroom. Two additional generously sized bedrooms share a beautifully remodeled full bath, providing plenty of space for family or guests. Enjoy peace of mind with major updates already completed, including a new roof, HVAC system, and water heater, all replaced in 2019. Outside, relax on the rear patio overlooking a spacious, fully fenced backyard--perfect for entertaining, pets, or play. A storage shed provides additional space for lawn equipment and outdoor gear, while the attached one-car garage offers added convenience and storage. With thoughtful updates throughout, major mechanical improvements, and a functional floor plan, this cozy Surrey Downs gem is truly move-in ready and waiting to welcome you home! Call me today to schedule your private showing!

Highlights

Listed by Susan Kae Elmore , 252-560-7856 Keller Williams Realty , 252-637-2010. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.12

HOA Fee

143 Annually

Year Built

2000

County

Craven

Neighborhood

Surrey Downs

Listing ID

100591685

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Built-In Microwave, Washer, Refrigerator, Dryer, Disposal, Dishwasher, ENERGY STAR Qualified Appliances, Electric Range

Air Cond:Central Air

Fireplaces:Gas Log

Floor:LVT/LVP,Carpet,Ceramic Tile

Other:Walk-in Closet(s),High Ceilings,Entrance Foyer,Ceiling Fan(s),Pantry,Blinds/Shades,Gas Log,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,237

Taxes

$153

HOA

$143

Home Price

$240,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$48,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,236.77

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,236.77	$153.00	$143.00	$1,532.77
Yearly	$14,841.23	$1,836.00	$1,716.00	$18,393.23
Total	$445,236.99	$55,080.00	$51,480.00	$551,796.99