Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

206 King Street A, New Bern, NC 28560

House Description

**SELLER IS NOW OFFERING UP TO $12,600 TOWARD THE BUYER'S CLOSING EXPENSES WITH AN ACCEPTED OFFER! Seller plans to remove the property from the market on September 1, so all offers should be submitted before then.** Welcome to 206 King Street, a rare opportunity in the heart of New Bern's Historic Downtown District offering flexibility, character, and income-producing potential. Whether you're looking for an investment property, owner-occupant opportunity, or a home that could potentially be converted back to a single-family residence, this property offers a variety of possibilities. The property features two separate living spaces totaling six bedrooms and three bathrooms. The downstairs unit has been extensively renovated following Florence and showcases an open-concept layout with updated flooring, modern lighting, a beautifully renovated kitchen with stainless steel appliances, ample cabinet space, and a desirable split-bedroom floor plan. The spacious primary suite includes a private bathroom, while two additional bedrooms and a second full bath provide plenty of room for family or guests. Enjoy relaxing on the inviting front porch swing or entertaining on the rear deck complete with an outdoor fireplace. Upstairs, you'll find a charming three-bedroom, one-bath apartment filled with historic character, including a clawfoot tub, and spacious living areas. The kitchen features stainless steel appliances and ample workspace, while mini-split cooling and baseboard heating provide year-round comfort. A washer and dryer are also included as a courtesy. Situated just a short walk from Downtown New Bern's shopping, dining, waterfront attractions, festivals, and Union Point Park, this property combines historic charm with modern convenience. Additional features include off-street parking, shared outdoor living spaces, and close proximity to medical facilities, the airport, and the Crystal Coast beaches, including Emerald Isle and Atlantic Beach. Whether you're seeking a multi-generational living arrangement, a house-hack opportunity, or an addition to your investment portfolio, 206 King Street offers exceptional versatility in one of Eastern North Carolina's most desirable historic locations. With the seller's closing cost incentive available and the property scheduled to come off the market on September 1, now is the time to submit your offer.

Highlights

Listed by Rachel Love , 910-546-5857 Coldwell Banker Sea Coast Advantage , 910-327-2441. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.06

Year Built

1920

County

Craven

Neighborhood

New Bern Downtown Historic

Listing ID

100583274

Questions about this listing?

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Payment Breakdown

Principal Interest

$2,061

Taxes

$255

Home Price

$400,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$80,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,061.28

Principal

Taxes