Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1619 Spencer Ave, New Bern, NC 28560

House Description

Discover the perfect blend of comfort, character, and convenience in historic 3 bedroom, 2-bath home located in Ghent, the heart of historic downtown New Bern. This charming bungalow offers easy access to local shops, restaurants, parks, and all the vibrant attractions downtown has to offer. Step inside to a warm and welcoming formal living area featuring a cozy gas fireplace, tall ceilings, large windows, and abundant natural light. This home beautifully blends modern convenience with timeless character. The kitchen is equipped with newer stainless-steel appliances and a natural gas range, making it perfect for everyday living and entertaining. A special bonus is the Carolina Room, an ideal space for a reading area, home office, gym, or a guest bedroom. Wait until you glimpse the Main Bedroom Suite with true hardwood floors and sweeping windows. You'll love the size of the secondary bedroom and updated guest bathroom. The fenced in backyard has been graced with the owner's green thumb with fresh landscaping and a beautiful lawn that leads you out to the detached workshop with electric hookup. Additional updates include a tankless Rinnai water heater, natural gas heating, and a new HVAC system installed in 2022.This adorable home is waiting to meet its new owners. You will enjoy relaxing on your front porch, watching folks stroll down the street to the Historic downtown New Bern. Note that the Workshop conveys/Tiny house in back does not convey. Shared driveway with parking options in rear and on street.

Highlights

Listed by Jennifer Proulx , 919-610-0355 COLDWELL BANKER SEA COAST ADVANTAGE , 252-444-3333. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.14

Year Built

1923

County

Craven

Neighborhood

Ghent

Listing ID

100584509

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Vented Exhaust Fan, Gas Oven, Gas Cooktop, Dishwasher, Convection Oven

Air Cond:Central Air,Attic Fan,Whole House Fan

Fireplaces:Gas Log

Floor:LVT/LVP,Tile,Hardwood

Other:Master Downstairs,Walk-in Closet(s),Vaulted Ceiling(s),High Ceilings,Ceiling Fan(s),Pantry,Walk-in Shower,Gas Log,Walk-In Closet(s),Whole House Fan

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,675

Taxes

$207

Home Price

$325,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$65,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,674.79

Principal

Taxes