Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

2021 Caracara Dr, New Bern, NC 28560

House Description

Better than new construction! Move-in ready with pond views| 4 bedrooms| Inspected & Ready for its next owners! This one-story, four-bedroom, two-bath home is truly turn-key. The open floor plan offers effortless flow and is ideal for both everyday living and entertaining. The spacious kitchen features stainless steel appliances, a white subway tile backsplash, ample cabinetry, and a walk-in pantry, all overlooking the main living area. The inviting living room is highlighted by a cozy gas fireplace, natural light with pond view. The primary suite is a relaxing retreat with vaulted ceilings, an en-suite bathroom featuring double vanities, a walk-in glass shower, and an oversized walk-in closet. Three additional bedrooms provide flexibility for guests, a home office, or hobbies. Step outside to enjoy your private outdoor living space, complete with a screened porch and extended patio, perfect for taking in peaceful pond views and enjoying the coastal Carolina lifestyle. This home is steps away from walking/bike paths from your backdoor. Located within Fairfield Harbour, residents enjoy a gated setting with community amenities, nature trails, golf course, recreation center and water access. Home is located in AE Flood Zone, no flood history. Elevation certificate on file. Flood Ins. $782/year This home combines comfort, style, and an exceptional location. Minutes from Downtown New Bern and shopping! 45 mins to Crystal Coast Beaches! Schedule your showing today!

Highlights

Listed by Amanda Purvis , 252-876-2002 SellingNorthCarolina.com , 252-672-2964. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.28

HOA Fee

1488 Annually

Year Built

2023

County

Craven

Neighborhood

Fairfield Harbour

Listing ID

100549663

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Electric Oven, Built-In Microwave, Water Softener, Refrigerator, Dishwasher

Air Cond:Central Air

Fireplaces:Gas Log

Floor:Carpet,Laminate,Vinyl

Other:Walk-in Closet(s),Vaulted Ceiling(s),High Ceilings,Entrance Foyer,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Gas Log,Walk-In Closet(s)

Other:Community Water

Payment Calculator

Payment Breakdown

Principal Interest

$1,541

Taxes

$191

HOA

$1,488

Home Price

$299,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$59,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,540.81

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,540.81	$190.61	$1,488.00	$3,219.42
Yearly	$18,489.70	$2,287.35	$17,856.00	$38,633.05
Total	$554,691.08	$68,620.50	$535,680.00	$1,158,991.58