Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

222 Saratoga Ln, New Bern, NC 28562

House Description

PRICE REDUCED TO GIVE BUYERS OPPORTUNITY TO MAKE THIS HOME YOUR OWN. Fabulous home in Derby Park on peaceful street backing to pond. Foyer leads to open floor plan with spacious living room, dining area and eat-in kitchen. Master Suite has an accessible shower and spacious master closet with custom built-ins for easy organizing. Two other bedrooms and hall bath are on the first floor. Good-sized Bonus Room is being used as a 4th bedroom currently. Stainless steel refrigerator currently in the garage will be conveyed with the home along with washer and dryer in laundry closet off kitchen, along with the built-in appliances. The roof shingles are new within the last two years and the HVAC system was updated in 2018. Great neighborhood convenient to Hwy 70, Craven Community College, shopping. SELLERS HAVE REPAINTED THE LIVING AREA. CHECK IT OUT

Highlights

Listed by CONNIE SITHENS , 252-474-4054 COLDWELL BANKER SEA COAST ADVANTAGE , 252-638-3500. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.26

HOA Fee

304 Annually

Year Built

2005

County

Craven

Neighborhood

Derby Park

Listing ID

100551020

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Built-In Microwave, Washer, Refrigerator, Dryer, Dishwasher, Electric Range

Air Cond:Central Air

Fireplaces:Gas Log

Floor:Carpet,Laminate,Vinyl

Other:Master Downstairs,Walk-in Closet(s),Vaulted Ceiling(s),Entrance Foyer,Ceiling Fan(s),Walk-in Shower,Eat-in Kitchen,Gas Log,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,443

Taxes

$179

HOA

$304

Home Price

$280,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$56,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,442.90

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,442.90	$178.50	$304.00	$1,925.40
Yearly	$17,314.77	$2,142.00	$3,648.00	$23,104.77
Total	$519,443.15	$64,260.00	$109,440.00	$693,143.15