Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

109 Joshua Norman Dr, New Bern, NC 28562

House Description

Discover the perfect blend of comfort and character in this beautifully maintained home featuring 3 bedrooms, 2 bathrooms, AND a spacious bonus room that offers endless possibilities. Whether you need a fourth bedroom, home office, playroom, or media room, this flexible space is ready to fit your lifestyle. The inviting wraparound front porch creates the perfect first impression and is an ideal place to relax with a morning cup of coffee or spend the evening enjoying the neighborhood. The kitchen has been tastefully updated with stainless steel appliances, beautiful countertops, a stylish backsplash, and abundant cabinet space, making it as functional as it is beautiful. The adjoining dining area provides a great space for everyday meals or entertaining guests. The spacious primary suite features a private en-suite bath, walk-in closet, and additional linen storage, while two comfortable guest bedrooms offer plenty of room for family or visitors. Enjoy even more living space on the screened-in back porch, perfect for year-round relaxation or entertaining. Additional attic access and eave storage provide convenient space for all your seasonal items. Located in a desirable New Bern neighborhood, this move-in-ready home is just minutes from shopping, dining, schools, and everything the area has to offer. With thoughtful updates, flexible living space, and inviting indoor and outdoor areas, this home is ready for its next owner to make lasting memories.

Highlights

Listed by Cassandra DeLew , 559-760-6936 Coldwell Banker Sea Coast Advantage - Jacksonville , 910-353-5100. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.18

HOA Fee

150 Annually

Year Built

2004

County

Craven

Neighborhood

Creekside Village

Listing ID

100590208

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Electric Oven, Electric Cooktop, Built-In Microwave, Dishwasher

Air Cond:Wall/Window Unit(s),Heat Pump

Fireplaces:

Other:Master Downstairs,Vaulted Ceiling(s),High Ceilings,Ceiling Fan(s),Walk-in Shower,Blinds/Shades

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,649

Taxes

$204

HOA

$150

Home Price

$320,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$64,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,649.03

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,649.03	$204.00	$150.00	$2,003.03
Yearly	$19,788.31	$2,448.00	$1,800.00	$24,036.31
Total	$593,649.32	$73,440.00	$54,000.00	$721,089.32