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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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94 Osprey Roost Dr , Nebo, NC 28761
$1,324,000
Est. Payment: $6,822.84/mo
4 Bed
4 Bath
3177 Sqft
Status: active | Days on site: 276
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Lake James Gem – Just in Time for Summer. Deeded boat slip, lake views, and seamless indoor-outdoor living—this is Lake James done right. This 4 bedroom 3.5 bathroom lake home is tucked away on 1.41 private acres between two conservation areas, this exceptional home offers the perfect blend of tranquility, mountain charm, and unforgettable lake living. Arrive via a striking rock bridge framed by boulders, setting the tone for the unique experience that awaits. Inside, the main level features a spacious, light-filled great room with exceptional lake views and a stunning two-sided gas fireplace shared with the covered porch—ideal for enjoying cool evenings. The primary suite on the main level offers a private balcony and serene lake views, creating a peaceful retreat, large closets and custom shower. An additional ensuite bedroom, guest bath, and laundry provide convenience and flexibility for hosting family and friends. A thoughtfully designated, build-ready area for a future 2.5-car garage adds flexibility and long-term value—giving you the option to expand without compromising the home’s natural setting. Designed for entertaining, the lower level is a true gathering space with a large great room, wet bar, wine nook, tin ceiling accents, and stained concrete floors. Two additional bedrooms, a full bath, and a dedicated office make it perfect for extended stays or remote work. Retractable glass doors open to bring the outdoors in—perfect for embracing lake living. Your deeded community boat slip is just a short walk or golf cart ride away, making spontaneous days on the water effortless. As a resident of Camp Lake James, you’ll also enjoy access to luxurious amenities, social events, and a vibrant lake community. This is more than a home—it’s a lifestyle, blending rustic charm with modern comfort and endless opportunities for recreation on one of North Carolina’s most beautiful lakes. Move in just in time for lake season and start making unforgettable memories on Lake James from day one.

Highlights

Listed by Polly Leadbetter , 828-443-5407 Engel & Volkers Foothills Lake James , 828-584-9999. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1.41

HOA Fee

2200 Annually

Year Built

2021

County

McDowell

Neighborhood

Old Wildlife Club

Listing ID

4296023

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Electric Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Washer/Dryer
Air Cond:Ceiling Fan(s),Central Air,Heat Pump
Fireplaces:Gas Log,Great Room,Porch,Propane,See Through
Floor:Concrete,Tile,Wood
Above Ground Sq Ft:1613
Below Ground Sq Ft:1564
Basement:Daylight,Exterior Entry,Finished,Full,Interior Entry,Storage Space,Walk-Out Access
Other:Kitchen Island,Open Floorplan,Pantry,Split Bedroom,Storage,Walk-In Closet(s),Wet Bar,Has Fireplace,Master on Main
Other:Public

Exterior Features

Lot:Private,Rolling Slope,Wooded,Views,Boat Slip (Deed),Boat Slip – Community
Zoning:R
Roof:Architectural Shingle,Metal
Others:In-Ground Irrigation
Sewer:Septic Installed
Parking Features:Driveway
Principal Interest
$6,823
Taxes
$844
HOA
$2,200

Home Price

$1,324,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$264,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,822.84

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,822.84 $844.05 $2,200.00 $9,866.89
Yearly $81,874.13 $10,128.60 $26,400.00 $118,402.73
Total $2,456,224.04 $303,858.00 $792,000.00 $3,552,082.04

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Nebo, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-02T04:00:06.000Z

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