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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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2004 Fergusons Folly Dr , Nebo, NC 28761
$945,000
Est. Payment: $4,869.78/mo
3 Bed
2 Bath
1646 Sqft
Status: active | Days on site: 133
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Price Improvement!! Rustic modern cottage in the 1780 subdivision on Lake James offering privacy, acreage, and premier community amenities. Situated on over 2.5 acres, this 3BR/2BA home blends warm wood accents with clean modern design. One level living and an open-concept layout make it ideal for gathering and entertaining.. Outdoor living shines with a covered pavilion featuring a fireplace, plus a separate fire pit area for evenings under the stars. Includes a deeded boat slip(H1 at Cornwallis docks) for easy lake access and a detached garage for additional storage, vehicles, or lake toys along with covered ATV parking. Conveniently located near Lake James State Park and Fonta Flora Brewery at Whippoorwill Farm with easy access to I-40. Property includes membership to Camp Lake James with access to pickleball courts, resort size pool, hot tub, and social hall with dining and events.Close to miles of trails for the outdoor enthusiast. Ideal as a full-time residence, vacation retreat, or investment opportunity(this property does NOT allow STR but does allow property to be rented for 6 months or more), in one of Lake James’ most sought-after communities. Lake days. Cozy nights by the fire. Space to breathe….

Highlights

Listed by Jennifer Smith , 828-320-4840 Berkshire Hathaway HomeServices Blue Ridge REALTORS® , 828-438-3660. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
2.58

HOA Fee

2900 Annually

Year Built

2017

County

Burke

Neighborhood

1780

Listing ID

4349625

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Electric Oven, Electric Water Heater, Exhaust Hood, Gas Range, Microwave, Refrigerator, Washer/Dryer
Air Cond:Heat Pump
Fireplaces:Fire Pit,Outside,Wood Burning
Floor:Bamboo,Tile
Above Ground Sq Ft:1646
Below Ground Sq Ft:0
Other:Has Fireplace,Master on Main
Other:Well

Exterior Features

Lot:Corner Lot,Level,Private,Wooded,Boat Slip (Deed)
Roof:Architectural Shingle
Sewer:Septic Installed
Parking Features:Driveway,Detached Garage,Other - See Remarks
Principal Interest
$4,870
Taxes
$602
HOA
$2,900

Home Price

$945,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$189,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,869.78

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,869.78 $602.44 $2,900.00 $8,372.22
Yearly $58,437.35 $7,229.25 $34,800.00 $100,466.60
Total $1,753,120.64 $216,877.50 $1,044,000.00 $3,013,998.14

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Nebo, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Dream Team United | Keller Williams Connected | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-02T04:00:06.000Z

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