Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

2 Lot Harvest Oaks Dr, Murphy, NC 28906

House Description

BRAND NEW CONSTRUCTION! A new home by one of Murphy's best home builders located in Harvest Oaks, so you're moments to downtown and all that Murphy NC has to offer! This warm and rustic single-level 2-bedroom, 2-bathroom, with bonus room/office home is on just over one wooded acre. Designed for comfort and style, this home offers easy access to the covered porch with tongue and groove ceiling. Inside, the spacious Great Room features wide plank oak floors that extend throughout the home, a vaulted tongue-and-groove ceiling, and a cozy fireplace, creating a warm, inviting gathering space. Sliding glass doors open to the full-length back porch, blending indoor and outdoor living. The kitchen includes granite countertops, a center island, and knotty pine cabinets. Both bedrooms are designed for comfort, with two full bathrooms showcasing quality finishes. The exterior has a durable gray metal roof and LP wood siding for long-lasting appeal and low maintenance. This builder's homes do not stay on the market long, so come make it yours today!

Highlights

Listed by Poltrock Team , 828-837-6400 ReMax Mountain Properties , 828-837-3002. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

1.04

HOA Fee

1200 Annually

Year Built

2026

County

Cherokee

Neighborhood

Harvest Oaks

Listing ID

98544680

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Built-In Microwave, Refrigerator, Range, Dishwasher

Air Cond:Central Air,Heat Pump

Fireplaces:Gas Log

Floor:Tile,Wood

Basement:Crawl Space

Other:Walk-in Closet(s),Vaulted Ceiling(s),Kitchen Island,Ceiling Fan(s),Gas Log,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,493

Taxes

$185

HOA

$1,200

Home Price

$289,800

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$57,960

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,493.40

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,493.40	$184.75	$1,200.00	$2,878.15
Yearly	$17,920.79	$2,216.97	$14,400.00	$34,537.76
Total	$537,623.66	$66,509.10	$432,000.00	$1,036,132.76