Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

340 Fain Peak, Murphy, NC 28906

House Description

Located in the desirable Fain Peak community, this stunning new construction home, completed in 2026, offers breathtaking mountain views, premium finishes, and exceptional indoor-outdoor living. Designed for comfort and style, this 3 bedroom, 3 bath residence offers thoughtfully crafted living space in one of Murphy's most sought-after mountain settings. The open concept floor plan welcomes you with warm wood flooring, soaring living spaces, and a beautiful gas fireplace that serves as the centerpiece of the home. The gourmet kitchen is appointed with granite countertops, custom cabinetry, and ample workshop, while matching granite surfaces in all bathrooms add a touch of elegance throughout. The spacious primary suite and well designed guest accommodations provide comfort and privacy for family and visitors alike. Downstairs, a finished basement includes a generous 35x24' bonus room, ideal for a media room, home office, or recreation area plus an additional bedroom and bath. Enjoy mountain living year-round from three covered porches, offering multiple spaces to relax, entertain, and take in long-range mountain views and natural beauty that surround the property.

Highlights

Listed by Gayle Horton , 828-269-5624 Nantahala Real Estate , 828-321-3101. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

1.14

HOA Fee

200 Annually

Year Built

2026

County

Cherokee

Neighborhood

Fain Peak

Listing ID

100584983

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Electric Oven, Built-In Microwave, Refrigerator, Disposal, Dishwasher, Electric Range

Air Cond:Central Air,Ceiling Fan(s),Heat Pump,Multi Units

Fireplaces:

Floor:Wood,Ceramic Tile

Basement:Exterior Entry,Finished,Full

Other:High Ceilings,Kitchen Island,Ceiling Fan(s),Walk-in Shower,Wired for Data

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$3,860

Taxes

$477

HOA

$200

Home Price

$749,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$149,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,859.75

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,859.75	$477.49	$200.00	$4,537.24
Yearly	$46,317.01	$5,729.85	$2,400.00	$54,446.86
Total	$1,389,510.43	$171,895.50	$72,000.00	$1,633,405.93