Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

108 Holly Ridge Dr, Moyock, NC 27958

House Description

Almost 1 acre with a pond view! Only 10 minutes to the VA border, crape myrtle trees and a garden area, extended driveway, 3 bedrooms and a FROG with a closet, 2 full baths, large main bedroom with vaulted ceilings and bathroom with separate shower and garden tub, and separate counters, open concept living area with vaulted ceilings, kitchen stove is in the middle of the peninsula perfect for entertaining while cooking, attic space for extra storage, separate laundry area, on a crawl space, individual mailbox, 12x13 deck, multiple exits from subdivision including Guinea Rd and Tulls Creek Rd, the property sits beside a blank common area and has a 10 acre pond with fish behind the home. This community offers great paths for recreational activity.

Highlights

Listed by Amory Smith , 858-699-1630 Howard Hanna WEW/Moyock , 252-435-6100. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.92

HOA Fee

672 Annually

Year Built

2016

County

Currituck

Neighborhood

Holly Ridge

Listing ID

100581474

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Electric Oven, Freezer, Refrigerator, Dishwasher, Cooktop

Air Cond:Central Air,Ceiling Fan(s),Heat Pump

Fireplaces:

Floor:LVT/LVP

Other:Walk-in Closet(s),Vaulted Ceiling(s),High Ceilings,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Walk-In Closet(s)

Other:Public

Exterior Features

Lot:Rectangular Lot,Fencing: None,Outside City Limits

Lot Dimensions:135x297x135x297

Garage Capacity:2

Zoning:Sfm: Single-Family Reside

Roof:Architectural Shingle,Composition

Others:Garden,Storm Doors

Parking Features:Garage Faces Front,Additional Parking,Concrete,Garage,Has Garage

Payment Calculator

Payment Breakdown

Principal Interest

$2,577

Taxes

$319

HOA

$672

Home Price

$499,999

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$100,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,576.60

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,576.60	$318.75	$672.00	$3,567.35
Yearly	$30,919.17	$3,824.99	$8,064.00	$42,808.17
Total	$927,575.20	$114,749.77	$241,920.00	$1,284,244.97