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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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221 Whiterock Dr , Mount Holly, NC 28120
$1,594,000
Est. Payment: $8,214.21/mo
5 Bed
4 Bath
3951 Sqft
Status: active | Days on site: 70
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Experience luxury waterfront living in this custom-built 5BR/4BA home showcasing breathtaking main channel views and exceptional outdoor living. Designed for entertaining, the open floor plan flows seamlessly into the gourmet kitchen with custom cabinetry, oversized island, Sub-Zero refrigerator, Wolf gas range, and high-end finishes throughout. Neutral paint tones and new upstairs carpet make this home truly move-in ready. Wake up each morning to stunning lake views from the spacious primary suite on the main level featuring a cozy fireplace, vaulted ceiling, completely updated spa-like bathroom, and dual walk-in closets with custom closet systems. Every bedroom features access to a bath, offering comfort and privacy for family and guests alike. Main-level office could easily function as a secondary bedroom on main if desired. The spectacular screened porch addition (2018) with fireplace and slate tile flooring creates the perfect year-round retreat to relax and enjoy the incredible waterfront setting. Outside, Trex steps lead down to the stationary dock with boat lift, ready for all your lake day toys. Additional updates include newer roof (2018), downstairs HVAC units (2022), and new gas water heaters (2024). A rare opportunity to own a thoughtfully updated waterfront custom home with unforgettable views and premium features throughout. This home is located in sought-after Stonewater, an amenity-rich lakefront community featuring a clubhouse, pool, tennis courts, playgrounds, and sidewalks throughout. Perfectly located with convenient access to Charlotte, Denver restaurants and shopping, I-485, and Charlotte Douglas International Airport.

Highlights

Listed by Laura Maultsby , 704-241-8727 Maultsby Realty Group , 704-241-8727. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.7

HOA Fee

1195 Annually

Year Built

2002

County

Gaston

Neighborhood

Stonewater

Listing ID

4374843

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Dishwasher, Disposal, Double Oven, Exhaust Fan, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Wine Refrigerator
Air Cond:Central Air,Zoned
Fireplaces:Gas Log,Great Room,Porch,Primary Bedroom
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:3951
Below Ground Sq Ft:0
Other:Attic Walk In,Breakfast Bar,Built-in Features,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Split Bedroom,Walk-In Closet(s),Has Fireplace,Master on Main
Other:City

Exterior Features

Lot:Waterfront,Boat Lift,Covered structure,Dock,Pier
Lot Dimensions:100x298x108x301
Zoning:R1H
Roof:Architectural Shingle
Others:Fire Pit,Dock - Floating,Gas Grill,In-Ground Irrigation
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage
Principal Interest
$8,214
Taxes
$1,016
HOA
$1,195

Home Price

$1,594,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$318,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,214.21

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $8,214.21 $1,016.18 $1,195.00 $10,425.39
Yearly $98,570.52 $12,194.10 $14,340.00 $125,104.62
Total $2,957,115.65 $365,823.00 $430,200.00 $3,753,138.65

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Mount Holly, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-01T18:02:06.000Z

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