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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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108 Heron Cove Dr , Mount Holly, NC 28120
$999,900
Est. Payment: $5,152.69/mo
4 Bed
3 Bath
3225 Sqft
Status: active with contingency | Days on site: 29
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Nestled on a private, wooded 0.74-acre lot in the highly desirable Stonewater Bay community, this spacious 4-bedroom, 3-bath home offers 3,225 square feet of comfortable, well-appointed living space. Located in an active and welcoming neighborhood with a diverse mix of residents—including over-55 homeowners, young families, tennis groups, and pickleball enthusiasts—this home offers both privacy and community. The main level features 10-foot ceilings and includes 3 of the 4 bedrooms, including the primary suite. You’ll love the open floor plan with an eat-in kitchen, custom cabinetry, butler’s pantry, flexible living spaces, extensive moldings, true hardwood floors, surround sound, and a 3-car garage. The home has been freshly painted and includes a fresh air exchange system integrated with the furnace for enhanced comfort and air quality. The primary suite continues the beautiful hardwood flooring into a spacious bath featuring dual vanities, his and hers closets—including a custom vanity in the master closet—a large tile shower, and a jacuzzi tub. Upstairs offers 9-foot ceilings, a billiards room with pool table conveying, an additional guest suite with full bath, and ample attic storage. Storage is abundant throughout the property, including a 10’ x 30’ concrete storage room beneath the home and a large encapsulated storage area spanning the entire footprint of the house, accessible from both the side and rear. As impressive as the interior is, the outdoor living space is equally exceptional. The backyard oasis features a screened porch, leading to a stunning pool deck with travertine tile, extensive landscaping, a fully equipped outdoor kitchen with high-end Lynx grill and ice maker, a spacious fire pit, shaded lounge area, hot tub, and a beautiful in-ground pool with multiple water features. Beyond the home, residents enjoy access to outstanding community amenities, including a boat ramp and launch site, paddle sport launch area, and a secured boat storage lot with gated access, cameras, and fencing. Located on Mountain Island Lake—known for its clean, quiet waters—it’s ideal for kayaking, paddle boarding, wake surfing, and boating. Stonewater Bay also features a clubhouse, outdoor pool, tennis and sport courts, and approximately two miles of scenic walking trails. A rare opportunity to enjoy lake-community living with generous indoor and outdoor space, exceptional storage, and a vibrant neighborhood lifestyle.

Highlights

Listed by Chris Spencer , 828-320-6231 Realty Executives of Hickory , 828-328-8900. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.74

HOA Fee

1195 Annually

Year Built

2013

County

Gaston

Neighborhood

Stonewater

Listing ID

4388382

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Bar Fridge, Convection Microwave, Dishwasher, Gas Cooktop, Gas Oven, Ice Maker, Microwave, Refrigerator with Ice Maker, Wall Oven, Washer/Dryer
Air Cond:Central Air
Fireplaces:Fire Pit,Outside
Floor:Slate,Stone,Tile,Wood
Above Ground Sq Ft:3225
Below Ground Sq Ft:0
Other:Attic Walk In,Breakfast Bar,Central Vacuum,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Pantry,Wet Bar,Master on Main
Other:City

Exterior Features

Lot:Level,Wooded,Boat Ramp – Community,Boat Slip – Community,Paddlesport Launch Site - Community
Roof:Composition
Others:Fire Pit,Hot Tub,Gas Grill,In-Ground Hot Tub / Spa,In-Ground Irrigation,Outdoor Kitchen
Sewer:Public Sewer
Parking Features:Attached Carport,Driveway
Principal Interest
$5,153
Taxes
$637
HOA
$1,195

Home Price

$999,900

Loan Details

30 yrs
6.683%

Down Payment

20%
$199,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,152.69

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,152.69 $637.44 $1,195.00 $6,985.13
Yearly $61,832.29 $7,649.24 $14,340.00 $83,821.52
Total $1,854,968.60 $229,477.05 $430,200.00 $2,514,645.65

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Mount Holly, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-01T18:02:06.000Z

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