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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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109 Elk Ct , Mount Holly, NC 28120
$479,990
Est. Payment: $2,473.49/mo
4 Bed
4 Bath
2765 Sqft
Status: active | Days on site: 159
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome home to this spacious property on a large 0.83-acre lot in a community with no HOA. This versatile home offers a rare secondary living space in the fully finished basement, ideal for entertainment, multigenerational living, guests, or investment potential and updates such as all new double hung windows (less than 3 years old) making this a more move-in ready home for any buyer. A covered front porch that welcomes you and a cup of coffee or warm tea on a cool morning. Walking into the home you are welcomed by the cozy living room featuring a wood-burning fireplace. From the living room, walk through the french doors onto a large wood deck that overlooks the expansive, fully fenced backyard with a fire pit—perfect for entertaining, relaxing, or enjoying evenings outdoors. The eat-in kitchen includes recently updated cabinets and appliances, providing a fresh and functional cooking space. A spacious laundry room with mud sink built-in cabinets and abundant storage adds everyday convenience and offers electric or gas dryer hook-ups giving you more options. The staircase and upstairs carpets have just been replaced, giving the upper level a clean & updated feel along with newly refinished ceilings throughout the main floor (pop-corn removed). The second story hosts three bedrooms and two full bathrooms, including a spacious primary suite with a deep tray ceiling, walk-in closet, & garden-size soaking tub in a recently updated bathroom. Oversized windows in the primary bathroom face the secluded back yard allowing natural light to brighten your bathroom & offer outdoor gazing opportunity. The fully finished basement functions as a true secondary living area, complete with living room and wood burning stove, a second kitchen, pantry, full bath, and bedroom. Accessing this area through the interior stairs or it's separate exterior door.

Highlights

Listed by Steven Mosher , 704-737-7221 RE/MAX Executive , 704-540-7500. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.83

Year Built

1993

County

Gaston

Neighborhood

Deertrack

Listing ID

4344317

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Range, Exhaust Fan, Exhaust Hood, Microwave, Oven, Plumbed For Ice Maker
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Living Room,Wood Burning
Floor:Carpet,Vinyl,Wood
Above Ground Sq Ft:1969
Below Ground Sq Ft:796
Basement:Apartment,Bath/Stubbed,Daylight,Exterior Entry,Finished,French Drain,Interior Entry,Storage Space,Walk-Out Access,Walk-Up Access
Other:Attic Stairs Pulldown,Cable Prewire,Pantry,Storage,Walk-In Closet(s),Has Fireplace
Other:City

Exterior Features

Lot:Cleared,Cul-De-Sac,Flood Fringe Area,Open Lot,Private,Sloped,Creek/Stream,Wooded
Zoning:R-2
Others:Fire Pit
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage,Garage Door Opener,Garage Faces Front
Principal Interest
$2,473
Taxes
$306

Home Price

$479,990

Loan Details

30 yrs
6.683%

Down Payment

20%
$95,998
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,473.49

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,473.49 $305.99 $0.00 $2,779.48
Yearly $29,681.85 $3,671.92 $0.00 $33,353.77
Total $890,455.42 $110,157.71 $0.00 $1,000,613.13

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Mount Holly, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Dream Team United | Keller Williams Connected | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-01T21:58:06.000Z

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