Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

165 Old Harbor Dr, Mount Gilead, NC 27306

House Description

Discover Your Dream Lifestyle at Tillery Traditions! Step into this stunning, nearly new (2019 build), 3-bedroom, 2-bath ranch home located in the desirable Tillery Traditions golf course community on the shores of Lake Tillery. Designed for modern living, this true home features an inviting open-concept floor plan that flows seamlessly from the spacious living area to the gourmet-inspired kitchen, boasting elegant granite countertops, a generous pantry, and a full suite of stainless steel appliances. The convenience continues in the dedicated laundry room, which offers a project enthusiast's dream setup with ample cabinets, countertop, and shelving perfect for crafts or folding. Relax and entertain outdoors on your backyard patio, or take advantage of Tillery Traditions Amenities (Membership Required) 18-hole golf course, beautiful clubhouse, restaurant, and pool. This home is a prime opportunity, eligible for 100% financing, making it an ideal choice for first-time home buyers, those downsizing, or seeking an amazing vacation spot. You are mere moments from a public boat landing for quick Lake Tillery access, and perfectly positioned to explore the natural wonders of the Uwharrie National Forest, Morrow Mountain State Park, scenic Badin Lake, and local vineyards like Stony Mountain and Uwharrie--a true haven where luxury and nature meet! Visit Today!

Highlights

Listed by Sheila St. Germain , 704-438-8339 EXP Realty LLC Ballantyne , 888-584-9431. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.35

HOA Fee

600 Annually

Year Built

2019

County

Montgomery

Neighborhood

Tillery Traditions

Listing ID

100564113

Questions about this listing?

Contact Agent

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Payment Breakdown

Principal Interest

$1,545

Taxes

$191

HOA

$600

Home Price

$299,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$59,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,545.45

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,545.45	$191.19	$600.00	$2,336.63
Yearly	$18,545.36	$2,294.24	$7,200.00	$28,039.59
Total	$556,360.72	$68,827.05	$216,000.00	$841,187.77