Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

109 Wyncrest Terrace, Mount Airy, NC 27030

House Description

What if you could have luxury, privacy, and one-level living—all just minutes from the Blue Ridge Parkway? Luxury meets tranquility in this custom-built Lee Mills home, thoughtfully designed for those seeking to downsize without sacrificing space, privacy, or quality. Situated on 1.45 acres in a quiet neighborhood near Cross Creek Country Club golf course, this exceptional home offers 12-foot ceilings and high-end finishes. Spacious bedrooms each feature private ensuite bath, while a dedicated office provides flexibility for work or hobbies. The gourmet kitchen showcases custom cabinetry, premium appliances, gas cooktop, double ovens, and large island overlooking the open living area. Enjoy peaceful mornings and entertaining alike on the expansive covered deck overlooking the wooded backdrop. Circular driveway, basement storage with garage door access for a riding mower, and workout area. Ideally located minutes from downtown Mayberry, hiking trails, and the Blue Ridge Parkway!

Highlights

Listed by Jamie Harrelson , 336-889-9192 Berkshire Hathaway Home services , 336-272-0151. Triad MLS, Inc. mls logo

Property Type

Residential

Lot/Acreage

1.45

HOA Fee

300

Year Built

2018

County

Surry

Neighborhood

Cedar Creek Estates

Listing ID

1225595

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3.5
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Microwave, Indoor Grill, Oven, Built-In Refrigerator, Trash Compactor, Dishwasher, Gas Cooktop, Electric Water Heater

Air Cond:Central Air

Fireplaces:Living Room

Floor:Tile

Basement:Unfinished,Basement,Crawl Space

Other:Great Room,Built-in Features,Ceiling Fan(s),Dead Bolt(s),Kitchen Island,Pantry,Separate Shower,Solid Surface Counter,Sound System,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$5,978

Taxes

$740

HOA

$300

Home Price

$1,160,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$232,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$5,977.72

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$5,977.72	$739.50	$300.00	$7,017.22
Yearly	$71,732.63	$8,874.00	$3,600.00	$84,206.63
Total	$2,151,978.77	$266,220.00	$108,000.00	$2,526,198.77