Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

309 Napa Ridge Ln, Morrisville, NC 27560

House Description

Luxury Upgrades, Private Backyard & Unbeatable NW Cary Convenience. Welcome to this beautifully updated home nestled on a quiet cul-de-sac in one of NW Cary's most sought-after neighborhoods. Perfectly positioned just minutes from RDU, RTP, and I-540, this location offers exceptional convenience while maintaining the charm and privacy buyers crave. Enjoy easy access to shopping, dining, and everyday conveniences at Parkside Town Commons, along with the unique benefit of backing to Phillips Farms. Inside, extensive upgrades create a truly move-in-ready experience. Gorgeous new hardwood flooring flows throughout the entire home, while the renovated kitchen impresses with quartz countertops, updated appliances, and a premium induction range designed for modern living. The thoughtfully redesigned main level opens seamlessly into the sunroom, creating a bright, airy, and truly open floor plan ideal for entertaining and everyday life. Retreat to beautifully updated bathrooms featuring modern finishes, including a renovated primary en-suite that delivers both comfort and style. Additional upgrades include luxury lighting and ceiling fans throughout, plantation shutters, smart thermostats, and an epoxy-coated garage floor. Step outside to enjoy the private, tree-lined backyard oasis complete with a newly installed stamped concrete patio and bordered with mature cherry blossom trees—perfect for relaxing evenings, entertaining guests, or enjoying the peaceful surroundings. This home combines an unbeatable location, extensive upgrades, and everyday functionality in one exceptional package.

Highlights

Listed by Phillip Marquis , 919-805-2664 Marquis Realty , 919-805-2664. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.14

HOA Fee

40 Monthly

Year Built

2012

County

Wake

Neighborhood

Phillips Place

Listing ID

10173356

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Electric Oven, Induction Cooktop, Microwave

Air Cond:Ceiling Fan(s),Central Air

Fireplaces:Gas Log,Living Room

Floor:Wood

Above Ground Sq Ft:2598

Below Ground Sq Ft:0

Other:Ceiling Fan(s),Double Vanity,Eat-in Kitchen,Kitchen Island,Open Floorplan,Pantry,Quartz Counters,Recessed Lighting,Smart Camera(s)/Recording,Smart Thermostat,Walk-In Closet(s),Walk-In Shower,Office

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$3,344

Taxes

$466

HOA

$40

Home Price

$649,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$129,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,344.43

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,344.43	$465.50	$40.00	$3,849.93
Yearly	$40,133.17	$5,586.01	$480.00	$46,199.18
Total	$1,203,995.02	$167,580.30	$14,400.00	$1,385,975.32