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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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4836 Stream Side Ln Unit 18 , Morganton, NC 28655
$979,000
Est. Payment: $5,044.99/mo
3 Bed
4 Bath
3148 Sqft
Status: active | Days on site: 131
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Rare Find! this 2.21 acre gated setting has the largest above grade square footage available in this price range! This is the most house for the money at Lake James! Exceptional rustic elegance just steps away from one of America's Cleanest Lakes! Quality build perfect for your forever home or vacation get-a-way. Meticulously maintained, Located within the desirable gated Cottage Park at Lake James. Mimosa Marina is just across the street with leased & covered boat slips for direct access to Lake James. Open floor plan for seamless living, stone fireplace with custom live edge mantel, informal dining, gourmet Kitchen w/beautiful granite countertops, rich wood cabinets, detailed fixtures, walk in pantry & stainless appliances. Main level Primary en-suite as well as second primary en-suite on upper level with 3rd bedroom plus bonus room/4th BR and 3rd full bath. Beautiful wood flooring, custom Oak Hill Iron railings, 10 ft ceilings & wide crown moulding. Main level laundry/sink & cabinetry. Basement space is ready to finish or excellent storage/flex space, 2 car garage, circular drive. Covered front porch wraps to screened side porch with outside gas fireplace for incredible outside living. Enjoy 2+ acres with mature landscaping & privacy just a short distance from the community swimming pool and clubhouse. Boat and RV parking available. High Speed internet available thru Spectrum. Large sunny yard perfect for raised beds, fruit or berry gardens and outbuildings if desired. About 45 minutes from Asheville and an hour 20 from Charlotte. Morganton restaurants & shopping is less than 25 minutes. Natures playground awaits.

Highlights

Listed by Byron Bailey , 828-713-8966 GreyBeard Realty , 828-334-3778. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
2.21

HOA Fee

1100 Annually

Year Built

2008

County

Burke

Neighborhood

Cottage Park

Listing ID

4356291

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Bar Fridge, Dishwasher, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer
Air Cond:Central Air
Fireplaces:Gas,Living Room,Outside,Propane
Floor:Wood
Above Ground Sq Ft:3148
Below Ground Sq Ft:0
Basement:Basement Garage Door,Exterior Entry,Full,Interior Entry,Storage Space,Unfinished,Walk-Out Access,Walk-Up Access
Other:Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Pantry,Has Fireplace,Master on Main
Other:City

Exterior Features

Lot:Paved,Private
Zoning:R-1
Roof:Architectural Shingle,Metal
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage,Garage Faces Side
Principal Interest
$5,045
Taxes
$624
HOA
$1,100

Home Price

$979,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$195,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,044.99

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,044.99 $624.11 $1,100.00 $6,769.10
Yearly $60,539.86 $7,489.35 $13,200.00 $81,229.21
Total $1,816,195.88 $224,680.50 $396,000.00 $2,436,876.38

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Morganton, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-02T05:59:06.000Z

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