Agent profile image in chat bubble
Agent profile image in chat header

Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

Agent profile image in message

4398 Belmont Dr , Morganton, NC 28655
$480,000
Est. Payment: $2,473.54/mo
3 Bed
3 Bath
2628 Sqft
Status: active | Days on site: 17
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

House Description

4398 Belmont Dr, Morganton, NC 28655 | Storybook Living in the Salem Area. Every home has a story, but 4398 Belmont Dr is a novel waiting for its next chapter. Picture this: A scenic drive through the rolling foothills of Western North Carolina brings you home to a quiet cul-de-sac just minutes from downtown Morganton. Opening the front door of this stunning 3-bedroom, 3-bathroom single-family residence, the space opens up immediately under the dramatic vaulted ceilings of the main living area. The centerpiece of the room is a cozy gas log fireplace, seamlessly connecting the living room to a spacious dining area and a beautifully equipped kitchen. Real hardwood flooring stretches across the main areas, complemented by 9-foot ceilings, custom wood blinds, and modern sliding barn doors that add a touch of timeless craftsmanship. The main floor features a highly functional split-bedroom layout. The primary bedroom serves as a quiet retreat, complete with double closets and an en-suite bath boasting a dual granite vanity and a custom tiled step-in shower. Two additional main-level bedrooms feature generous closet space and share a pristine second full bath. The Twist: A Hidden, Multi-Use Lower Level. The story expands downstairs into a massive, finished walk-out basement that adds nearly 1,000 square feet of heated and cooled living space. Complete with durable LVP hardwood flooring and a third full bath featuring its own custom tiled shower, this area offers incredible versatility—ideal for a home theater, recreation room, guest space, or a spacious home office. Storage and workspace are a major highlight of this property. In addition to the main-level 2-car attached garage and attic pull-down stairs, the lower level contains a massive 562 sq. ft. insulated, unfinished workshop and shed area with double opening doors—perfect for lawn equipment, outdoor gear, or a dedicated hobby space. Outside, you can relax on the covered front porch or enjoy the covered back deck looking out over a beautifully cleared 0.6-acre lot with a partially fenced backyard. This home is truly remarkable. Make your appointment today!!

Highlights

Listed by Melissa Wright , 828-776-5583 Carolina Mountain Sales , 828-277-5551. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.6

Year Built

2018

County

Burke

Neighborhood

Belmont

Listing ID

4402124

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
Air Cond:Central Air,Ductless,Heat Pump
Fireplaces:Gas,Living Room
Floor:Carpet,Hardwood,Tile,Vinyl
Above Ground Sq Ft:1569
Below Ground Sq Ft:1059
Basement:Basement Shop,Daylight,Exterior Entry,Full,Interior Entry,Storage Space,Walk-Out Access
Other:Built-in Features,Kitchen Island,Open Floorplan,Split Bedroom,Has Fireplace,Master on Main
Other:City

Exterior Features

Lot:Corner Lot,Cul-De-Sac,Green Area,Views
Zoning:R-1
Roof:Architectural Shingle
Sewer:Septic Installed
Parking Features:Driveway,Garage Faces Front
Principal Interest
$2,474
Taxes
$306

Home Price

$480,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$96,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,473.54

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,473.54 $306.00 $0.00 $2,779.54
Yearly $29,682.47 $3,672.00 $0.00 $33,354.47
Total $890,473.97 $110,160.00 $0.00 $1,000,633.97

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Morganton, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Dream Team United | Keller Williams Connected | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-01T20:02:06.000Z

© 2026 Canopy MLS

MLS Logo - Canopy MLS