Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

113 Bonner Ave Unit 105, Morehead City, NC 28557

House Description

$3000.00 CLOSING COST HELP! Move -in ready coastal townhome just minutes from Atlantic Beach and Morehead City waterfront! This spacious 2-bedroom, 1.5 bathroom townhouse puts you in mid-town Morehead City. Putting you central to everything Crystal Coast has to offer! Whether you're searching for a full-time residence, weekend getaway, or investment opportunity! This updated low maintenance gem makes it easy to embrace the Crystal Coast lifestyle.. Inside, you'll find generously sized bedrooms with large closets, including a private balcony off the primary bedroom--the perfect spot to enjoy your morning coffee or unwind after a day on the water. The spacious kitchen features stainless steel appliances , granite countertops and plenty of room for entertaining guests . A great private patio just outside of the kitchen combo. A walk-in laundry room with washer and dryer included, abundant storage space, and two assigned parking spaces add to the home's convenience. Bring your bikes, beach chairs, fishing gear, and flip-flops--because from this mid-town location you're just minutes from boating, beaches, waterfront dining, shopping, festivals, and everything that makes coastal living so special. Whether you're looking to live where others vacation or invest in one of North Carolina's most beloved coastal destinations, this Crystal Coast retreat is ready to welcome you home.

Highlights

Listed by Denny Shrock , 252-269-0434 Keller Williams Crystal Coast , 252-515-7291. Hive MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage

0.02

HOA Fee

2400 Annually

Year Built

1984

County

Carteret

Neighborhood

Carolina Townes

Listing ID

100582362

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$1,180

Taxes

$146

HOA

$2,400

Home Price

$229,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$45,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,180.08

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,180.08	$145.99	$2,400.00	$3,726.07
Yearly	$14,161.01	$1,751.85	$28,800.00	$44,712.86
Total	$424,830.29	$52,555.50	$864,000.00	$1,341,385.79