Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

116 E Decatur Ave, Mooresville, NC 28117

House Description

BACK ON MARKET!! No Fault of Sellers. Now is your chance to get this great home! Charming, Move-In Ready Home in Desirable Water Oak – Mooresville Welcome to this beautifully maintained, two-owner home offering comfort, style, and an unbeatable location in the sought-after Water Oak community in Mooresville. From the moment you step inside, you’ll appreciate the open-concept floor plan filled with natural light, complemented by neutral paint tones and newer luxury vinyl plank (LVP) flooring throughout the main living areas. The inviting kitchen is designed for both functionality and gathering, featuring ample cabinetry, a spacious pantry, all appliances included, and a breakfast bar with seating. A separate breakfast area overlooks the fully fenced backyard—perfect for morning coffee or casual dining. The main level also includes a cozy family room with a gas fireplace, ideal for cool evenings, along with a versatile dining room or home office space. A newly remodeled half bath completes the first floor. Upstairs, retreat to the spacious primary suite, showcasing a fully remodeled ensuite bath with a soaking garden tub, separate shower, and a generous walk-in closet. Two additional bedrooms share a convenient Jack-and-Jill full bath, offering comfort, convenience and privacy. Outdoor living shines with a fenced backyard, a newly refinished deck perfect for entertaining, a storage closet, and a detached two-car garage. Enjoy all that Water Oak has to offer, including: • Community pool and kiddie splash pad • Playground and Dog Park Area • Paddle sport lake access Sidewalk-lined streets lead directly to the Village at Byers Creek, where you’ll find Harris Teeter, restaurants, retail, and everyday conveniences just a short walk away. Additional Updates Include: • 2023: New A/C and water heater, luxury vinyl plank flooring • 2025: Half bath remodel • 2026: Primary bathroom remodel All appliances—including washer and dryer—convey, making this truly a turnkey opportunity.

Highlights

Listed by Kevin Shea , 704-658-6876 Realty One Group Revolution , 704-659-4409. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage

0.09

HOA Fee

170.17 Quarterly

Year Built

2004

County

Iredell

Neighborhood

Water Oak

Listing ID

4383348

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Dryer, Electric Range, ENERGY STAR Qualified Refrigerator, Microwave, Plumbed For Ice Maker, Refrigerator, Refrigerator with Ice Maker, Self Cleaning Oven, Washer/Dryer

Air Cond:Ceiling Fan(s),Central Air

Fireplaces:Gas,Gas Log,Gas Vented,Living Room

Floor:Carpet,Tile,Vinyl

Above Ground Sq Ft:1707

Below Ground Sq Ft:0

Other:Attic Other,Attic Stairs Pulldown,Breakfast Bar,Open Floorplan,Walk-In Closet(s),Has Fireplace

Other:City

Payment Calculator

Payment Breakdown

Principal Interest

$1,853

Taxes

$229

HOA

$170

Home Price

$359,500

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$71,900

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,852.58

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,852.58	$229.18	$170.17	$2,251.93
Yearly	$22,230.93	$2,750.17	$2,042.04	$27,023.15
Total	$666,927.90	$82,505.25	$61,261.20	$810,694.35