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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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105 Ridge Top Rd , Mooresville, NC 28117
$1,195,000
Est. Payment: $6,158.08/mo
3 Bed
4 Bath
2287 Sqft
Status: active | Days on site: 52
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Perfectly positioned on a spacious corner lot in a quiet Lake Norman cove, 105 Ridge Top offers the ideal blend of privacy, comfort, and effortless lake living, whether enjoyed as a full-time residence, weekend retreat, second home, or potential short-term rental opportunity. Complete with a private covered dock and boat lift, this property is designed for making the most of life on the water. From the moment you step inside, sightlines draw you through the main living area, out to the backyard, and down to the lake, creating an immediate connection to the setting that makes this home so special. The main level is filled with natural light and features hardwood floors throughout, vaulted ceilings in both the living room and dedicated office, and a bright, neutral palette that feels welcoming, timeless, and easy to personalize. The kitchen is thoughtfully designed for everyday living and entertaining, offering white cabinetry, marble countertops, stainless steel appliances, and generous prep space. Just off the main living areas, the laundry room is conveniently located and includes the washer and dryer. The primary suite is privately situated on the main level and features a well-appointed bath with dual vanities, soaking tub, tiled shower, Toto toilet, and walk-in closet. Upstairs, two additional bedrooms and a versatile bonus room provide flexible space for guests, remote work, recreation, or extended lake weekends. One upstairs bedroom features an en-suite bath with walk-in shower, while the second is served by a nearby hall bath. Outdoor living is where this home truly shines. A recently added curved paver patio creates a natural gathering space, complete with a built-in charcoal grill and plenty of room for dining and lounging as you make your way down to the dock. The elevated rear deck offers another place to relax, grill, or unwind after a day on the water. The landscaped yard includes irrigation, a lush lawn, and a dedicated fire pit area which is perfect for evenings by the lake. With community-owned land bordering one side, the property enjoys a unique sense of space and privacy while still being just minutes from shopping, dining, and top-rated schools in the greater Lake Norman area. With its desirable waterfront setting, private dock, flexible floor plan, and inviting outdoor spaces, 105 Ridge Top is well-suited for primary living, a lock-and-leave lake escape, or an investment-minded buyer exploring short-term rental potential. This is Lake Norman living at its best.

Highlights

Listed by Amy Fraser , 704-842-1500 and Marty Briggs , 704-842-1500 Cottage Real Estate , 704-842-1500. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.8

Year Built

1995

County

Iredell

Neighborhood

Spring Acres

Listing ID

4349765

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Electric Range, Exhaust Fan, Microwave, Plumbed For Ice Maker, Refrigerator, Washer, Washer/Dryer
Air Cond:Ceiling Fan(s),Central Air,Heat Pump
Fireplaces:Gas Log,Gas Vented,Living Room,Propane
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:2287
Below Ground Sq Ft:0
Other:Garden Tub,Kitchen Island,Pantry,Walk-In Closet(s),Has Fireplace,Master on Main
Other:Well

Exterior Features

Lot:Corner Lot,Waterfront,Boat Lift,Covered structure,Retaining Wall,Dock
Zoning:RA
Roof:Architectural Shingle
Others:In-Ground Irrigation
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage,Garage Faces Side
Principal Interest
$6,158
Taxes
$762

Home Price

$1,195,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$239,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,158.08

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,158.08 $761.81 $0.00 $6,919.89
Yearly $73,896.97 $9,141.75 $0.00 $83,038.72
Total $2,216,909.16 $274,252.50 $0.00 $2,491,161.66

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Mooresville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-01T23:58:06.000Z

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