Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

180 N Cromwell Dr, Mooresville, NC 28115

House Description

Move-in ready with BRAND NEW luxury vinyl plank flooring throughout, this beautifully maintained ranch home in highly desirable Kensington Village offers the perfect combination of one-level living, modern upgrades, and exceptional outdoor entertaining! Featuring 3 bedrooms, 2 full bathrooms, and approximately 1,930 square feet, this open-concept home is designed for today's lifestyle. The spacious great room is filled with natural light and features a stunning floor-to-ceiling stone accent wall with a cozy gas fireplace, creating the perfect gathering space for family and friends. The beautifully appointed kitchen offers granite countertops, an oversized center island with bar seating, soft-close cabinetry, subway tile backsplash, upgraded faucet, new garbage disposal, and abundant cabinet and counter space—ideal for entertaining or everyday living. The spacious primary suite serves as a relaxing retreat with a custom accent wall, large walk-in closet, and private bath featuring dual vanities and a walk-in shower. Two additional bedrooms provide flexible space for guests, a home office, fitness room, or hobbies. Step outside and enjoy your own private backyard retreat! The fully fenced backyard features a custom pergola, expanded patio, raised garden beds, and plenty of room for grilling, outdoor dining, entertaining, pets, or simply relaxing after a long day. This outdoor living space truly sets this home apart. Additional improvements include BRAND NEW luxury vinyl plank flooring throughout, updated lighting, updated toilet internals, retractable water supply hoses, and an attached two-car garage featuring an epoxy-coated garage floor, built-in workbench, upgraded lighting, and additional storage. Located in the sought-after Kensington Village community, residents enjoy neighborhood amenities including a community pool, playground, and sidewalks, while being just minutes from Historic Downtown Mooresville, Lake Norman, shopping, restaurants, breweries, coffee shops, parks, medical facilities, and convenient access to I-77 for an easy Charlotte commute. Move-in ready, one-level living, BRAND NEW flooring, a private fenced backyard with pergola, outstanding community amenities, and an unbeatable Mooresville location—this home truly checks all the boxes!

Highlights

Listed by Matt Perkins , 704-778-8585 Mooresville Realty LLC , 704-663-0990. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage

0.14

HOA Fee

650 Annually

Year Built

2018

County

Iredell

Neighborhood

Kensington Village

Listing ID

4346533

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$2,036

Taxes

$252

HOA

$650

Home Price

$395,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$79,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,035.52

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,035.52	$251.81	$650.00	$2,937.33
Yearly	$24,426.20	$3,021.75	$7,800.00	$35,247.95
Total	$732,785.87	$90,652.50	$234,000.00	$1,057,438.37