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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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3612 Lake Twitty Dr , Monroe, NC 28110
$1,475,000
Est. Payment: $7,600.98/mo
4 Bed
5 Bath
5908 Sqft
Status: active | Days on site: 84
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Experience true waterfront living on Lake Twitty in this exceptional custom built home. Originally built as the builder’s personal residence, it reflects a level of craftsmanship, quality, and thoughtful design that’s hard to find. Tucked away on a private cul-de-sac acre with no HOA, this property blends timeless architecture with modern functionality, all centered around a relaxed lakefront lifestyle. Beyond the water, the location offers the best of both worlds. With the Monroe Bypass nearby, you’re just 20 minutes to Matthews and only 30 minutes to Uptown Charlotte, making it easy to enjoy peaceful lake living without sacrificing convenience. Inside, a grand foyer welcomes you with soaring cathedral ceilings, rich custom hardwood floors, and architectural details that carry throughout the home. The main level primary suite offers both comfort and convenience, while the chef’s kitchen stands out with its farmhouse inspired design, oversized island, induction cooktop, butler’s pantry, and a bright breakfast nook perfect for everyday living. A formal dining room and private office with rustic barn doors complete the main level, along with two cozy fireplaces, one in the family room and another in the office. Upstairs, you’ll find three spacious bedrooms, a large bonus room, and two full baths, providing plenty of room for family and guests. The finished walk out basement adds over 2,000 square feet of versatile living space, including a second primary or in law suite with its own entrance, a large great room, media or bonus space, and an exercise room. Whether you’re hosting, entertaining, or creating your own retreat, this level offers endless possibilities. Outdoor living truly shines here. From the welcoming rocking chair front porch to the covered deck and shaded patio overlooking the lake, every space is designed to be enjoyed. The private pier extends your living space right onto the water, perfect for kayaking, paddle boarding, fishing, or simply unwinding with sunset views. Additional features like a 4 car garage, irrigation system, and ample storage add everyday practicality to this already impressive home. This isn’t just a home, it’s a lakefront retreat where you can slow down, spread out, and enjoy the lifestyle you’ve been looking for.

Highlights

Listed by Jennifer Hoyle , 704-363-4823 Real Broker, LLC , 855-450-0442. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1

Year Built

2018

County

Union

Neighborhood

Chinquepin On Twitty

Listing ID

4380123

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Microwave, Refrigerator, Tankless Water Heater
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Gas Log,Living Room,Other - See Remarks
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:3840
Below Ground Sq Ft:2068
Basement:Finished,Storage Space,Walk-Out Access
Other:Attic Walk In,Breakfast Bar,Drop Zone,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Storage,Walk-In Closet(s),Walk-In Pantry,Has Fireplace,Master on Main
Other:County Water

Exterior Features

Lot:Waterfront,Dock
Roof:Architectural Shingle
Others:Dock - Floating,In-Ground Irrigation
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage,Garage Door Opener
Principal Interest
$7,601
Taxes
$940

Home Price

$1,475,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$295,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,600.98

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,600.98 $940.31 $0.00 $8,541.29
Yearly $91,211.74 $11,283.75 $0.00 $102,495.49
Total $2,736,352.31 $338,512.50 $0.00 $3,074,864.81

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Monroe, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-01T20:02:06.000Z

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