Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

8205 Franklin Trail St, Mint Hill, NC 28227

House Description

FRESH NEW PRICE MAKING IT THE BEST VALUE IN MINT HILL! It's dreamy and stunning, and better than new! Built in 2024 and thoughtfully enhanced by its current owners, this beautifully maintained home blends modern design with stylish upgrades and everyday comfort. Fridge, washer and dryer convey! Gutter Guards installed! Cabinets in laundry! Ceiling fans! Finished Garage! Whole house blinds! Screened Porch! Enhanced Landscaping! The open-concept floor plan is filled with natural light, and the vinyl plank flooring carries you throughout the main level. The home features soft, neutral tones throughout, accented by a statement foyer wall. The upgraded kitchen features soft-close cabinets, a 30" gas range, and stainless steel appliances with fridge to convey. Anchored by gorgeous quartz countertops and a stylish accent-colored island, this oversized centerpiece naturally becomes the heart of the home and an ideal place to gather. Ample storage throughout the home ensures both beauty and functionality. Upstairs, a versatile loft offers the perfect space for a playroom, office, or hobby room. The spacious primary suite with a tray ceiling and cove crown molding features a well-appointed bath connected to a large walk-in closet, while two additional bedrooms share a convenient hall bath with dual vanity sinks and lovely design features. Enjoy your morning coffee on the rocking chair front porch, or unwind in the evenings on the screened-in porch overlooking a low-maintenance backyard with beautiful landscaping. A finished garage provides additional flexibility for storage, a home gym, workshop, or parking. These owners haven't missed a single detail inside or out Located in the heart of downtown Mint Hill, you'll enjoy walkable access to shops, restaurants, community events, and the brand new Ezell Park that features basketball, pickleball, a community garden, splashpad and more.... all while benefiting from a nearly new home that's already been elevated with thoughtful designer touches. Convenient to charming Matthews, Uptown Charlotte and the airport!

Highlights

Listed by Jennifer Lambert , 704-777-4900 and Madigan Lambert , 704-777-4900 NextHome Paramount , 704-315-7590. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage

0.11

HOA Fee

113 Monthly

Year Built

2024

County

Mecklenburg

Neighborhood

Alton Creek

Listing ID

4397156

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Gas Range, Microwave, Refrigerator with Ice Maker, Self Cleaning Oven

Air Cond:Central Air

Fireplaces:

Floor:Carpet,Vinyl

Above Ground Sq Ft:2096

Below Ground Sq Ft:0

Other:Attic Stairs Pulldown,Drop Zone,Entrance Foyer,Kitchen Island,Open Floorplan,Walk-In Closet(s)

Other:City

Payment Calculator

Payment Breakdown

Principal Interest

$2,525

Taxes

$312

HOA

$113

Home Price

$489,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$97,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,524.56

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,524.56	$312.31	$113.00	$2,949.87
Yearly	$30,294.67	$3,747.74	$1,356.00	$35,398.40
Total	$908,840.00	$112,432.05	$40,680.00	$1,061,952.05