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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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29 Banner Cottages Ln , Mills River, NC 28759
$750,000
Est. Payment: $3,864.90/mo
3 Bed
2 Bath
1744 Sqft
Status: active | Days on site: 4
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Beautiful ranch farmhouse completed in 2023 and thoughtfully enhanced with more than $130,000 in custom upgrades, this exceptional one-level home on 1.12 acres offers the perfect blend of quality craftsmanship, privacy, and outdoor living in the heart of Mills River. Featuring 3 bedrooms, 2 baths, and a versatile flex room ideal as an office, guest room, or hobby space, the open floor plan showcases vaulted ceilings, engineered hardwood floors, and abundant natural light throughout. The living room is anchored by a stunning wood-burning fireplace featuring a premium Etowah Fireplace insert with blower, quartz stone surround, slate hearth, and custom concrete mantle. The beautifully appointed kitchen showcases granite countertops, custom solid wood cabinetry, Frigidaire stainless steel appliances, a gas range, custom tile backsplash, generous pantry storage, and overlooks the spacious dining and living areas—perfect for entertaining. Granite countertops continue throughout both bathrooms, complemented by custom wood cabinetry and built-in storage, providing timeless style and exceptional functionality. The primary suite also features a custom barn-style shower door, walk-in closet with custom wood organizers, and a spa-inspired ensuite bath. Outdoor living is truly where this property shines. Designed as a private backyard retreat with over $40,000 in custom outdoor enhancements, the expansive outdoor living spaces invite year-round enjoyment and entertaining. Relax on the low-maintenance Trex deck, unwind in the hot tub beneath one of two custom pergolas, gather around the fire pit on cool mountain evenings, or host family and friends on the beautifully designed patios connected by hand-laid brick walkways. Surrounded by thoughtfully landscaped grounds featuring pear, apple, and plum trees, a redbud tree, herb gardens, and October Glory maples, the backyard offers multiple destinations to relax, dine, and enjoy nature. Whether you’re sipping your morning coffee, grilling with friends, or enjoying a quiet evening under the stars, this exceptional outdoor oasis is designed for every season. Across the road, protected farmland and floodplain preserve the peaceful setting and easterly mountain views. Additional highlights include a two-car attached garage with epoxy flooring, custom storage and pantry system, plus a detached one-car garage with electricity—ideal for a workshop, studio, hobby space, or “she shed.” A concrete driveway, well and septic, spray foam insulation, custom Carolina blinds, and generous outdoor space provide both comfort and functionality. Outdoor enthusiasts will love being just ¼ mile from the Ecusta Trail and less than a mile from the Lazy Otter Outfitters, public river access for kayaking, tubing, and recreation. Whether you enjoy cycling, paddling, hiking, or simply taking in the beauty of Western North Carolina, this location offers endless opportunities for adventure right outside your door. With no HOA—only recorded CCRs—this property offers the perfect balance of privacy and convenience while remaining just minutes from Hendersonville, Asheville, and Brevard. The home offers approximately 1,744 square feet with an attached two-car garage and an additional detached one-car garage. Sellers will also leave approximately 3–5 cords of seasoned firewood, making it easy to enjoy cozy evenings by the wood-burning fireplace from day one. Don't miss your chance to own this gorgeous modern farmhouse before it's gone!

Highlights

Listed by Dee Gambrell , 828-489-1100 BluAxis Realty , 828-233-5447. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1.12

Year Built

2023

County

Henderson

Neighborhood

None

Listing ID

4406330

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Exhaust Hood, Gas Oven, Gas Range, Microwave, Propane Water Heater, Refrigerator
Air Cond:Ceiling Fan(s),Heat Pump
Fireplaces:Living Room,Wood Burning
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:1744
Below Ground Sq Ft:0
Other:Breakfast Bar,Cable Prewire,Kitchen Island,Open Floorplan,Split Bedroom,Walk-In Closet(s),Has Fireplace,Master on Main
Other:Well

Exterior Features

Lot:Cleared,Corner Lot,Orchard(s),Green Area,Level,Rolling Slope,Views
Zoning:R-2 Rural
Roof:Architectural Shingle
Others:Fire Pit,Hot Tub
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage,Detached Garage,Garage Door Opener,Garage Faces Side,Garage Shop,RV Access/Parking
Principal Interest
$3,865
Taxes
$478

Home Price

$750,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$150,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,864.90

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,864.90 $478.13 $0.00 $4,343.03
Yearly $46,378.85 $5,737.50 $0.00 $52,116.35
Total $1,391,365.58 $172,125.00 $0.00 $1,563,490.58

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Mills River, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-01T20:02:06.000Z

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