Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

000 Lake Adger Parkway Unit 22, Mill Spring, NC 28756

House Description

Discover the perfect blend of privacy, natural beauty, and recreational access with Lot 22, a 3.24-acre gem nestled in the sought-after Lake Adger community in the Blue Ridge Foothills of Western North Carolina. With a gentle, build-friendly slope, this lot offers a rare opportunity to create a custom retreat surrounded by nature, just minutes from the water. One of the most distinctive features of this property is the optional access from Hannah Drive, which enhances privacy and seclusion. Utilizing this approach allows you to tuck your home away from view while using the natural berms along Lake Adger Parkway to maintain a serene and sheltered setting—ideal for anyone seeking a peaceful escape or a nature-focused lifestyle. Located approximately four miles from the main Lake Adger Marina, this property offers convenient access to one of Western North Carolina’s most pristine lakes. Enjoy boating, kayaking, paddleboarding, or fishing in the lake’s calm, protected waters, or simply unwind on your pontoon and soak in the peaceful surroundings. Whether you’re an avid angler or someone who just loves sunset cruises, this lot puts the lake lifestyle right at your fingertips. The terrain is gently sloping, making it ideal for a cost-effective build—perfect for a full-time residence, vacation home, or investment property. Beyond the lake, residents of Lake Adger enjoy private access to over 14 miles of hiking and equestrian trails, winding through hardwood forests, creeks, and open spaces. It’s a haven for outdoor lovers, equestrians, and anyone who craves fresh air and wide-open skies. With underground utilities and architectural guidelines in place, the community is thoughtfully designed to preserve its natural beauty and ensure long-term value. Lot 22 is not just a piece of land—it's a lifestyle investment. Positioned within an easy drive of charming towns like Tryon, Columbus, Saluda, and Asheville, you’ll enjoy access to boutique shopping, local dining, art galleries, vineyards, and cultural events—without sacrificing the peace and quiet of mountain lake living.

Highlights

Listed by Nick Bell , 828-808-6602 Berkshire Hathaway HomeServices , 828-233-1150. Canopy MLS mls logo

Property Type

Vacant Land

Lot/Acreage

3.24

HOA Fee

1300 Annually

County

Polk

Neighborhood

Lake Adger

Listing ID

4156255

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$307

Taxes

$38

HOA

$1,300

Home Price

$59,500

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$11,900

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$306.62

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$306.62	$37.93	$1,300.00	$1,644.55
Yearly	$3,679.39	$455.17	$15,600.00	$19,734.56
Total	$110,381.67	$13,655.25	$468,000.00	$592,036.92