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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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4551 Lake Adger Pkwy , Mill Spring, NC 28756
$649,000
Est. Payment: $3,344.43/mo
3 Bed
2 Bath
1897 Sqft
Status: active | Days on site: 4
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Nestled on 10.31 beautiful, usable acres in the highly sought-after Lake Adger community of Mill Spring, North Carolina, this charming log cabin offers the perfect blend of mountain serenity, equestrian lifestyle, and timeless rustic appeal. Surrounded by the scenic foothills of the Blue Ridge Mountains, this exceptional property invites you to experience peaceful country living without sacrificing convenience. The 1,824-square-foot home features 3 bedrooms and 2 full baths, thoughtfully designed to embrace both comfort and the natural beauty that surrounds it. A welcoming wrap-around porch creates the perfect place to relax with your morning coffee, entertain friends, or simply take in the fresh mountain air and tranquil setting. Inside, the heart of the home is the spectacular great room, highlighted by a soaring two-story vaulted ceiling and an impressive floor-to-ceiling rock hearth designed for a wood stove—creating a warm, inviting gathering space with classic mountain lodge character. The open-concept kitchen and dining area seamlessly connect to the living space and showcase stunning granite countertops, offering both beauty and functionality for everyday living or entertaining. The upstairs primary suite provides a private retreat and en-suite bath. The adjoining loft is complete with its own deck where you can enjoy peaceful mountain views, breathtaking sunsets, and the sounds of nature. Two additional bedrooms and a second full bath offer comfortable accommodations for family, guests, or a home office. The property's gently rolling 10.31 acres offer endless possibilities. Existing equestrian and hiking trails wind through the land, making it ideal for horseback riding, hiking, or simply exploring your own private sanctuary. Local FETA trails are also available with over 150 miles of trails!! With ample usable acreage, there's excellent potential to create pastureland, build horse facilities, or develop additional outdoor living spaces. Whether you're seeking a full-time residence, weekend getaway, or horse property, this land offers the flexibility to make your vision a reality. Lake Adger residents enjoy easy access to one of western North Carolina's hidden gems, with the community boat ramp located just 1.7 miles away. The lake's horsepower restrictions help preserve its peaceful atmosphere, making it perfect for paddle boarding, canoeing, kayaking, fishing, and quiet days on the water surrounded by stunning natural scenery. Horse enthusiasts will appreciate being located in Polk County—one of North Carolina's premier equestrian destinations and home to one of the state's highest horse populations. The renowned Tryon International Equestrian Center is just 11.5 miles away, providing world-class competitions, dining, shopping, and year-round events. Everyday conveniences, including grocery stores, gas stations, restaurants, and local services, are all just a short drive away, allowing you to enjoy the privacy of mountain living without feeling isolated. Whether you're searching for a peaceful mountain retreat, an equestrian property, or a place where family and guests can gather to enjoy the outdoors, this Lake Adger log cabin offers an exceptional opportunity to embrace the best of western North Carolina living. From its inviting rustic charm and spectacular great room to its expansive acreage, mountain views, trail system, and access to both the lake and world-class equestrian amenities, this property is ready to become your private mountain sanctuary. Successful short term rental. Outdoor shed has been tastefully finished inside.

Highlights

Listed by Debi Morris , 828-674-5643 Century 21 Mountain Lifestyles , 828-692-8275. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
10.31

HOA Fee

1300 Annually

Year Built

2003

County

Polk

Neighborhood

Lake Adger North Highland Farms

Listing ID

4401928

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Dryer, Electric Range, Electric Water Heater, Exhaust Hood, Microwave, Refrigerator, Washer
Air Cond:Central Air
Fireplaces:Great Room,Wood Burning Stove
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:1897
Below Ground Sq Ft:0
Other:Breakfast Bar,Open Floorplan,Has Fireplace
Other:Well

Exterior Features

Lot:Green Area,Private,Wooded,Views,Boat Ramp – Community
Roof:Architectural Shingle
Others:Fire Pit
Sewer:Septic Installed
Parking Features:Circular Driveway,Driveway
Principal Interest
$3,344
Taxes
$414
HOA
$1,300

Home Price

$649,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$129,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,344.43

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,344.43 $413.74 $1,300.00 $5,058.17
Yearly $40,133.17 $4,964.85 $15,600.00 $60,698.02
Total $1,203,995.02 $148,945.50 $468,000.00 $1,820,940.52

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Mill Spring, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-01T18:02:06.000Z

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