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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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12809 Pine Bluff Rd , Midland, NC 28107
$490,000
Est. Payment: $2,525.07/mo
4 Bed
3 Bath
2384 Sqft
Status: active with contingency | Days on site: 71
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Rare opportunity with this full-brick, custom-built, 4 bedroom, 2.5 bath home PLUS bonus room PLUS separate private living room AND a full walk-out basement offering over 1000 sq ft with workshop area AND oversized main-level 2 car garage. NO HOA on 1.39 acres being sold by original owner! Quality of build is noticeable throughout. A well thought-out design with both a spacious deck off the rear of the home to easily access the expansive rear yard AND a full walk-out unfinished basement with workshop area accessible via the side yard and from inside the home. Kitchen features solid-wood cabinetry, granite counters, new tile backsplash, and stainless appliances including refrigerator. Den with gas log fireplace and sliding glass door to deck. Bonus room off primary bedroom that offers ideal retreat, office, exercise room, crafting, hobby room, or nursery… can be personalized to your needs! Primary bedroom has walk-in closet and primary bathroom with double vanity and new LVP floor. New LVP throughout main level and new carpet upstairs. Oversized 2 car side-load garage on main level with room for additional workshop/storage for a variety of uses. This home offers an ideal design for maximizing storage and customizing space to your personal needs. Newly painted throughout and popcorn ceilings removed. New lighting throughout most of home. New Water Heater 9/2025. Replacement windows with double hung, tilt-in windows for easy maintenance and cleaning. Downstairs HVAC and basement ductwork replaced in 11/2025 and 1/2026. Upstairs HVAC replaced in 2015. Wood burning stove in basement is a work horse and has been used in the past to heat the entire home as a cost savings! Connected to city water but well at right rear of property if wanted to be utilized for irrigation. Septic field is at front left of property so endless possibilities for personalizing the property or installing a pool!

Highlights

Listed by Michelle Eubank , 704-591-3033 Wellspring Realty, Inc , 704-591-3033. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1.39

Year Built

1989

County

Cabarrus

Neighborhood

None

Listing ID

4374117

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
Air Cond:Central Air
Fireplaces:Den,Gas Log,Propane,Wood Burning Stove
Floor:Carpet,Tile,Vinyl
Above Ground Sq Ft:2384
Below Ground Sq Ft:0
Basement:Basement Garage Door,Basement Shop,Daylight,Exterior Entry,Full,Interior Entry,Unfinished,Walk-Out Access
Other:Attic Other,Breakfast Bar,Cable Prewire,Entrance Foyer,Storage,Walk-In Closet(s),Has Fireplace
Other:City,Well

Exterior Features

Lot:Corner Lot
Zoning:AG
Roof:Architectural Shingle
Sewer:Septic Installed
Parking Features:Attached Garage,Garage Faces Side
Principal Interest
$2,525
Taxes
$312

Home Price

$490,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$98,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,525.07

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,525.07 $312.38 $0.00 $2,837.45
Yearly $30,300.85 $3,748.50 $0.00 $34,049.35
Total $909,025.51 $112,455.00 $0.00 $1,021,480.51

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Midland, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-01T18:02:06.000Z

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