Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

85 Prency Ln, Middlesex, NC 27557

House Description

4-bedroom Hillsborough Plan on a spacious .92-acre lot, conveniently located near Flowers Plantation dining and shopping. This beautifully designed home features a gourmet kitchen with white and celery shaker cabinets, granite countertops, tile backsplash, under-cabinet lighting, stainless steel appliances, a 7' island, and a bright breakfast area. The elegant dining room showcases a trey ceiling and custom trim. Beautiful neutral waterproof laminate flooring runs throughout the first floor. The inviting family room includes a gas log fireplace with a floating mantle and shiplap trim. The first-floor primary suite offers a trey ceiling, a large tiled shower, a linen closet, and a walk-in closet. Custom wood closets can be found throughout the home. Upstairs, you'll find three additional bedrooms, a full bath, spacious bonus room, and walk-in storage. This home perfectly blends style, space, and convenience. Lender credit when using Whitney O'Meara with First Heritage Mortgage!

Highlights

Listed by Darlene Zeitler , 919-306-6339 O'Meara Realty Group Inc. , 919-937-2618. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.92

HOA Fee

300 Semi-Annually

Year Built

2025

County

Johnston

Neighborhood

Legacy Farms

Listing ID

10157437

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Electric Water Heater, ENERGY STAR Qualified Appliances, Free-Standing Electric Range, Microwave, Self Cleaning Oven, Stainless Steel Appliance(s), Water Heater

Air Cond:Ceiling Fan(s),Central Air,Gas

Fireplaces:Family Room,Gas,Gas Log,Propane

Floor:Carpet,Plank,Tile

Above Ground Sq Ft:2544

Below Ground Sq Ft:0

Basement:Crawl Space,Dirt Floor

Other:Ceiling Fan(s),Crown Molding,Dining L,Double Vanity,Eat-in Kitchen,Entrance Foyer,Granite Counters,High Ceilings,Pantry,Separate Shower,Smooth Ceilings,Storage,Tray Ceiling(s),Walk-In Shower,Bonus Room

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,576

Taxes

$63

HOA

$300

Home Price

$499,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$99,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,576.09

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,576.09	$63.45	$300.00	$2,939.54
Yearly	$30,913.05	$761.37	$3,600.00	$35,274.42
Total	$927,391.54	$22,841.10	$108,000.00	$1,058,232.64