Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

168 W Royal Way, Merry Hill, NC 27957

House Description

WOW! Improved price! Great value for waterfront property in the gated golf course and boating community of Occano. This is a great second home and only a few hours from Raleigh and Northern Virginia. Experience breathtaking, unobstructed Albemarle Sound sunsets from this 3-bedroom, 2.5 bath waterfront oasis. Featuring a versatile upstairs bonus room perfect for guests or a home office, this home offers the ultimate coastal lifestyle with direct water access and modern, open-concept living. The back porch has the easy breeze locking vinyl windows that can be converted to a screened porch. The outdoor patio includes a built in gas fireplace and an outdoor kitchen. This home is on Salmon Creek and has a dock/walk way down to a sandy beach where you can enjoy beautiful sunsets. Occano is a gated golf club community with an Arnold Palmer 18 hole golf course, an outdoor pool with a gym and locker rooms, tennis/pickle ball courts, on-site restaurant, boat launch and storage. The club membership is optional and a social membership is available. Boat to local restaurants. Only minutes to Edenton, one of the south's most beautiful small towns.

Highlights

Listed by Gayle King , 703-980-5334 NCVA Real Estate Group, LLC , 703-980-5334. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.76

HOA Fee

2325 Annually

Year Built

2016

County

Bertie

Neighborhood

Occano

Listing ID

100562934

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Refrigerator, Dishwasher, Gas Range

Air Cond:Central Air

Fireplaces:

Floor:LVT/LVP,Carpet,Ceramic Tile

Basement:Crawl Space

Other:Master Downstairs,Walk-in Closet(s),Vaulted Ceiling(s),Entrance Foyer,Kitchen Island,Ceiling Fan(s),Walk-in Shower,Blinds/Shades,Eat-in Kitchen,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$4,249

Taxes

$526

HOA

$2,325

Home Price

$824,500

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$164,900

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$4,248.82

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$4,248.82	$525.62	$2,325.00	$7,099.44
Yearly	$50,985.82	$6,307.42	$27,900.00	$85,193.24
Total	$1,529,574.57	$189,222.75	$837,000.00	$2,555,797.32