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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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1152 Murphy Farm Rd , Merritt, NC 28556
$559,000
Est. Payment: $2,880.64/mo
3 Bed
3 Bath
1614 Sqft
Status: pending | Days on site: 73
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Experience relaxed coastal living on the Bay River with this inviting waterfront retreat offering approx 170 ft of shoreline and wide, tranquil water views. Designed for comfort and connection to the outdoors, this elevated 3-bedroom, 2-bath home features an open-concept layout filled with natural light and a seamless flow to expansive wraparound porches--perfect for morning coffee, evening breezes, and soaking in the scenery. A standout feature is the tempered glass-enclosed all-season porch with its own mini-split, creating a year-round space to enjoy river views in total comfort--whether it's a quiet sunrise or a peaceful sunset after a day on the water. The property encourages a true coastal lifestyle, with a private concrete dock extending approximately 225-230 ft into the Bay River, complete with water, electricity & a 7K boat lift --ready for immediate use. A dedicated kayak/SUP launch adds even more versatility for exploring the shoreline. Spend your days boating to the ICW (approx. 15 minutes), exploring the surrounding towns and anchorages of the Pamlico Sound, or simply enjoying the calm waters right from your backyard. Outdoor living is just as thoughtful, featuring a fenced yard, picnic area, and a heated outdoor shower--ideal after a day in the sun. Underneath the home, up to 5 covered bays offer ample room for boats, trailers, and gear. An additional storage/workshop space provides storage flexibility for hobbies, gear, or recreational equipment. A detached shed and 12x28 barn offer even more room for storage or creative use -ideal for housing all your coastal equipment. Recent kitchen updates include granite countertops, updated appliances, and soft-close European hinges, blending functionality with style. The lot is bulkheaded and riprapped for shoreline stability. With no HOA and a setting that balances privacy, comfort, and access to the water, this property is perfectly suited as a full-time residence or a peaceful coastal getaway. For coastal enthusiasts, it's the prime waterfront setup where year-round boating reigns and the focus is simple: getting out on the water.

Highlights

Listed by Beth Frazer , 252-670-4085 Beth Frazer & Associates, Inc. , 252-249-1001. Hive MLS mls logo

Property Type

Residential

Lot/Acreage
0.86

Year Built

1987

County

Pamlico

Neighborhood

Not In Subdivision

Listing ID

100568207

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Oven, Built-In Microwave, Washer, Refrigerator, Dryer, Dishwasher, Tankless Water Heater, Cooktop
Air Cond:Central Air,Wall/Window Unit(s),Zoned,Multi Units
Fireplaces:
Floor:LVT/LVP,Carpet
Other:Ceiling Fan(s),Blinds/Shades,Built-in Features
Other:Public

Exterior Features

Lot:Boat Slip,Boat Dock,Boat Lift,Bulkhead,Deeded Waterfront,Navigable Water,Water Access Comm,Water Depth 4+,Cleared,Fencing: Full,Fencing: Other,Fencing: Partial,Fencing: Wood,Fencing: Fenced,Outside City Limits
Lot Dimensions:Irregular
Garage Capacity:0
Zoning:AE
Roof:Metal
Others:Outdoor Shower,See Remarks
Parking Features:Attached,Covered,Additional Parking,Concrete,Paved,No Garage,Storage,Underhouse
Principal Interest
$2,881
Taxes
$356

Home Price

$559,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$111,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,880.64

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,880.64 $356.36 $0.00 $3,237.00
Yearly $34,567.70 $4,276.35 $0.00 $38,844.05
Total $1,037,031.15 $128,290.50 $0.00 $1,165,321.65

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Merritt, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Hive MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-02T05:40:16.000Z

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