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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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487 Cross Creek Dr , Marion, NC 28752
$649,500
Est. Payment: $3,347.01/mo
3 Bed
3 Bath
3152 Sqft
Status: active with contingency | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Stunning Mountain Home in Desirable Cross Creek – 487 Cross Creek Drive, Marion, NC 28752 - Discover this beautifully maintained 3-bedroom, 3-bath home on a spacious lot in the sought-after Cross Creek community. Built in 2007 and still feeling like new construction, this move-in-ready gem offers versatile living spaces, modern comforts, and incredible outdoor enjoyment. Offered at $649,500. Step inside to an inviting open-concept main level featuring a dramatic two-story great room flooded with natural light — perfect for entertaining or relaxing with family. The well-appointed kitchen flows seamlessly into the dining area, ideal for casual meals and gatherings. Retreat to the spacious primary suite with luxurious bath, plus a convenient secondary bedroom and full bath on this level. Upstairs, a generous bonus room provides flexible space for a home office, workout area, or creative haven. The finished basement is a standout feature, offering an additional bedroom, full bath, and cozy den/recreation space — ideal for guests, a teen suite, or multi-generational living. Outside, enjoy the private backyard oasis with a large patio and covered spaces — perfect for morning coffee, evening barbecues, or simply soaking in the serene mountain surroundings. Prime Location Just minutes from beautiful Lake James, one of Western North Carolina’s premier recreational lakes. Enjoy boating, fishing, swimming, kayaking, and hiking at Lake James State Park, along with marinas, boat rentals, and waterfront dining. Whether you’re a weekend adventurer or seeking a peaceful lakeside lifestyle, this home puts it all within easy reach while offering the tranquility of the Cross Creek neighborhood. Located in a peaceful, family-friendly area with easy access to Marion amenities, hiking trails, and a short drive to Asheville, this home combines convenience with mountain charm. Don’t miss your opportunity to make it yours! Schedule your private showing today with your agent and experience all this exceptional property has to offer.

Highlights

Listed by Steve Jones , 828-442-7204 EXP Realty LLC , 888-584-9431. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.84

HOA Fee

200 Annually

Year Built

2007

County

McDowell

Neighborhood

Cross Creek

Listing ID

4398543

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Electric Range, Microwave, Refrigerator
Air Cond:Central Air
Fireplaces:Den
Above Ground Sq Ft:2445
Below Ground Sq Ft:707
Basement:Partially Finished,Storage Space,Walk-Out Access,Walk-Up Access
Other:Has Fireplace,Master on Main
Other:Well

Exterior Features

Sewer:Septic Installed
Parking Features:Attached Garage
Principal Interest
$3,347
Taxes
$414
HOA
$200

Home Price

$649,500

Loan Details

30 yrs
6.683%

Down Payment

20%
$129,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,347.01

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,347.01 $414.06 $200.00 $3,961.06
Yearly $40,164.09 $4,968.68 $2,400.00 $47,532.76
Total $1,204,922.60 $149,060.25 $72,000.00 $1,425,982.85

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Marion, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-01T21:58:06.000Z

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